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620 Regency Dr, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 620 Regency Dr, Charlotte, NC 28211

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,004 sqft · built 1979
Lot Size0.275 acres (12,004 sqft)
Owner2 Individual Names on File
Last Sale$151,000 (Sep 2006)
Tax Bill$4,096 (2023)
Deeds & MortgagesApr 2020 Line of Credit
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN189-063-03

Property Details

APN / Parcel Number

Primary APN189-063-03

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,004 sqft Heated Area
Gross Area2,552 sqft
1st Floor Area964 sqft
Upper Floors Area1,040 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area12,004 sqft (0.275 acres)
Garage Area428 sqft
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number189-063-03
Street Address620 REGENCY DR
CityCHARLOTTE
StateNC
Zip28211-5417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL3 B2 M19-84
Legal SubdivisionWAVERLY HALL
Legal Block2
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract2008

Owner

Source: Mecklenburg County records · APN 189-063-03

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address620 REGENCY DR, CHARLOTTE, NC 28211-5417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jul 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 05, 2006 · Amount on Record
Deed SaleSep 05, 2006 · Amount on Record
Deed Document Number0021013813
Deed Book / Page21013 / 813
Record UpdatedJun 07, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address620 REGENCY DR, CHARLOTTE, NC 28211-5417
Document Number0000057904
Instrument DateApr 14, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 REGENCY DR CHARLOTTE NC 282115417, CHARLOTTE, NC 28211-5417

Mortgage

Document Number0000057904
DateApr 24, 2020
Book Page034505/000729
Instrument57904
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 23, 2050
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address620 REGENCY DR, CHARLOTTE, NC 28211-5417
Document Number0000099457
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 REGENCY DR CHARLOTTE NC 282115417, CHARLOTTE, NC 28211-5417

Mortgage

Document Number0000099457
DateAug 07, 2018
Book Page032887/000772
Instrument99457
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 06, 2048

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190020082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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