620 Reed Ave, Norman, OK 73071 Property Records

Cleveland County property record for 620 Reed Ave, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,857 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,250 (Jun 2020)
Tax Bill	$3,969 (2025)
Deeds & Mortgages	May 2024 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29MORNS 5 1001`

Property Details

APN / Parcel Number

Primary APN	`NC29MORNS 5 1001`
Alternative APNs	`R0038942` `38942`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,857 sqft Living Area
Gross Area	3,894 sqft
1st Floor Area	1,040 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	917 sqft
Porch	Enclosed Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	38942
Street Address	620 REED AVE
City	NORMAN
State	OK
Zip	73071-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MORNINGSIDE LOT 1 LESS PRT LYING WLY PROJECTION E LT 10 BLK 5
Legal Range	02W
Legal Township	09
Legal Section	32
Legal Subdivision	MORNINGSIDE (NORMAN)
Legal Block	5
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1004
Census Tract	200602

Owner

Source: Cleveland County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 REED AVE, NORMAN, OK 73071-4902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 16, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 13, 2022	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Jun 10, 2020	Warranty Deed, Transfer · FHA Mortgage MID AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	202018256
Deed Book / Page	6067 / 1416
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	620 REED AVE, NORMAN, OK 73071-4902
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 REED AVE, NORMAN, OK 73071-4902

Mortgage

Document Number	R202412434
Date	May 16, 2024
Book Page	6665/1421
Instrument	R 2024 12434

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Feb 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jan 13, 2022
Property Address	620 REED AVE, NORMAN, OK 73071-4902
Document Number	R202201614
Book / Page	6369 / 1150
Instrument Date	Jan 10, 2022
Instrument	R 2022 01614
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 DOTTINA COURT, OKLAHOMA CITY, OK 73116

Mortgage

Document Number	R202201700
Date	Jan 13, 2022
Instrument	R 2022 01700

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jun 10, 2020
Property Address	620 REED AVE, NORMAN, OK 73071-4902
Document Number	0000018256
Book / Page	006067 / 001416
Instrument Date	Jun 5, 2020
Instrument	18256
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 REED AVE NORMAN OK 730714902, NORMAN, OK 73071-4902

Mortgage

Document Number	18257
Date	Jun 10, 2020
Book Page	006067/001418
Instrument	18257

Lender

Name	MID AMERICA MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,969.00 (+10.22%)	$33,066 (+10.25%) Land $4,922 Building $28,144	$352,820 (+41.16%) Land $52,523 Building $300,297
2023	$3,601.00	$29,992 Land $4,944 Building $25,048	$249,937 Land $41,207 Building $208,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: OEC Fiber, Verizon.

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