620 Red Maple Dr, Waynesville, NC 28785 Property Records

Haywood County property record for 620 Red Maple Dr, Waynesville, NC 28785

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,064 sqft · built 2006
Lot Size	2.72 acres (118,483 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Sep 2006)
Tax Bill	$3,501 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7698-88-2054`

Property Details

APN / Parcel Number

Primary APN	`7698-88-2054`
Alternative APNs	`7698882007` `250785` `278670`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,064 sqft Heated Area
Gross Area	3,272 sqft
1st Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	118,483 sqft (2.72 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	800 sqft
Porch	Slab
Patio Area	816 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	278670
Street Address	620 RED MAPLE DR
City	WAYNESVILLE
State	NC
Zip	28785-8692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#8-11 MOUNTAIN RIDGES ESTATES
Legal Subdivision	MOUNTAIN RIDGES ESTATES
Legal Unit	8
Jurisdiction	HAYWOOD NC
Township / Civil Division	JONATHAN CREEK
Census Block Group	3
Census Block	3007
Census Tract	920101

Owner

620 Red Maple Dr is owned and occupied by an individual who acquired it in May 2023.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	620 RED MAPLE DR, WAYNESVILLE, NC 28785-8692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2023	Intrafamily Transfer, Transfer
Sep 20, 2019	Quit Claim Deed, Mortgage · Line of Credit WNC CMNTY CU
Sep 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2006 · Amount on File
Deed Sale	Sep 1, 2006 · Amount on File
Prior Sale	Jun 2, 2004 · Amount on File
Deed Document Number	2006648743
Deed Book / Page	679 / 1928
Last Transfer Date	May 5, 2023
Transfer Doc	0010872081
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	620 RED MAPLE DR, WAYNESVILLE, NC 28785-8692
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 RED MAPLE DR, WAYNESVILLE, NC 28785-8692

Mortgage

Document Number	0011432091
Date	Dec 29, 2025
Book Page	1143/2091
Instrument	2025011215

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	Jun 6, 2023
Property Address	620 RED MAPLE DR, WAYNESVILLE, NC 28785-8692
Document Number	0010872081
Book / Page	1087 / 2081
Map Reference	MB 981 PG 1498
Instrument Date	May 30, 2023
Instrument	2023004721
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 RED MAPLE DR, WAYNESVILLE, NC 28785-8692

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 20, 2019
Property Address	620 RED MAPLE DR, WAYNESVILLE, NC 28785-8692
Document Number	0009811498
Book / Page	000981 / 001498
Instrument Date	Sep 16, 2019
Instrument	8581
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 RED MAPLE DR WAYNESVILLE NC 287858692, WAYNESVILLE, NC 28785-8692

Mortgage

Document Number	9811501
Date	Sep 20, 2019
Book Page	000981/001501
Instrument	8582

Lender

Name	WNC CMNTY CU
Type	Credit Union
Address	HAZELWOOD, NC 28786

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 19, 2034

Interest

Rate Type	Adjustable Rate

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 20, 2019
Property Address	620 RED MAPLE DR, WAYNESVILLE, NC 28785-8692
Document Number	0009811495
Book / Page	000981 / 001495
Instrument Date	Sep 2, 2019
Instrument	8580
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 RED MAPLE DR WAYNESVILLE NC 287858692, WAYNESVILLE, NC 28785-8692

Tax Assessment & Valuation

The 2025 property tax bill for 620 Red Maple Dr was $3,501.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,300 (-) Land $40,100 Building $474,200
2025	$3,501.00	$514,300 Land $40,100 Building $474,200	$514,300 Land $40,100 Building $474,200
2023		$515,100 Land $40,100 Building $475,000	$515,100 Land $40,100 Building $475,000
2021			$515,100 Land $40,100 Building $475,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Red Maple Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Red Maple Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Skyrunner Fixed Wireless	500 / 250

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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