620 Raymond St, Elgin, IL 60120 Property Records

Kane County property record for 620 Raymond St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 748 sqft · built 1925
Lot Size0.142 acres (6,167 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Jan 2025)
Tax Bill$3,427 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-179-019

Property Details

APN / Parcel Number

Primary APN06-24-179-019

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area748 sqft Living Area
Gross Area1,496 sqft
1st Floor Area748 sqft
Basement Area748 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area6,167 sqft (0.142 acres)
Lot Width48 ft Width
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address620 RAYMOND ST
CityELGIN
StateIL
Zip60120-8320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP VAN NOSTRANDS ADD PT LOT 2 BLK 1
Legal SubdivisionP VAN NOSTRANDS ADD
Legal Block1
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6002
Census Tract851400

Owner

620 Raymond St is owned by two individuals who bought it in January 2025.

Source: Kane County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address206 E LE MOYNE AVE, LOMBARD, IL 60148-1704
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2025 · Amount on File
Deed SaleJan 15, 2025 · Amount on File
Deed Document Number20251788
Prior Transfer DateMar 18, 2013
Prior Transfer Doc0000021843
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address620 RAYMOND ST, ELGIN, IL 60120-8320
Transaction TypeMortgage
Record UpdatedFeb 21, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 RAYMOND ST, ELGIN, IL 60120-8320

Mortgage

Document Number0000004191
DateFeb 8, 2024
Instrument2024K004191
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueFeb 1, 2064

Tax Assessment & Valuation

The 2025 property tax bill for 620 Raymond St was $3,427.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,427.00$52,932 (+8.57%) Land $11,362 Building $41,570$158,860 (+8.57%) Land $34,100 Building $124,760
2024$48,754 Land $10,465 Building $38,289$146,321 Land $31,408 Building $114,913
2022$2,962.00 (+5.26%) Homeowner's exemption$40,161 (+6.96%) Land $8,620 Building $31,541$120,483 (+6.96%) Land $25,860 Building $94,623
2021$2,814.00 Homeowner's exemption$37,548 Land $8,059 Building $29,489$112,644 Land $24,177 Building $88,467

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Raymond St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 620 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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