620 Ray St, Colo, IA 50056 Property Records

Story County property record for 620 Ray St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,104 sqft · built 1972
Lot Size0.195 acres (8,500 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Aug 2015)
Tax Bill$3,162 (2025)
Flood ZoneZone X (minimal risk)
APN12-08-410-150

Property Details

APN / Parcel Number

Primary APN12-08-410-150

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,500 sqft (0.195 acres)
Lot Dimensions100 ft deep x 85 ft wide
Garage TypeAttached
Garage Area1,110 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address620 RAY ST
CityCOLO
StateIA
Zip50056-1031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAY & RAY SD LOT:2 COLO
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionRAY & RAY SD
Legal Lot Number2
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3056
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address620 RAY ST, COLO, IA 50056-1031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2015 · Amount on Record
Deed SaleAug 28, 2015 · Amount on Record
Deed Document Number20158438
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,162.00 (-1.31%) Homeowner's exemption$198,100 (+6.05%) Land $29,900 Building $168,200$198,100 (+6.05%) Land $29,900 Building $168,200
2024$3,204.00 (+7.73%)
2023$186,800 Land $24,300 Building $162,500$186,800 Land $24,300 Building $162,500
2022$2,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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