620 Ray Dr, Coldwater, OH 45828 Property Records

Mercer County property record for 620 Ray Dr, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,734 sqft · built 2009
Lot Size	0.517 acres (22,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,320 (Oct 2005)
Tax Bill	$8,300 (2025)
Deeds & Mortgages	Apr 2022 Transfer Nov 2012 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-214000.0000`

Property Details

APN / Parcel Number

Primary APN	`05-214000.0000`
Alternative APN	`08-28-251-021`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,734 sqft Living Area
Basement Area	2,734 sqft
Finished Basement	2,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	22,560 sqft (0.517 acres)
Lot Dimensions	141 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	140 sqft

Location & Zoning

Street Address	620 RAY DR
City	COLDWATER
State	OH
Zip	45828-1176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WENNING ACRES SECOND ADDITION LOT#: 1584
Legal Subdivision	WENNING ACRES SECOND ADDITION
Legal Lot Number	1584
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	3
Census Block	3001
Census Tract	967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 RAY DR, COLDWATER, OH 45828-1176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Intrafamily Transfer, Transfer
Nov 30, 2012	Beneficiary Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2005 · Amount on Record
Deed Sale	Oct 20, 2005 · Amount on Record
Deed Document Number	20056505
Last Transfer Date	Apr 20, 2022
Transfer Doc	0000002023
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER OH
Recording Date	Apr 21, 2022
Property Address	620 RAY DR, COLDWATER, OH 45828-1176
Document Number	202200002023
Map Reference	VOL 0R205 PG 1132
Instrument Date	Apr 20, 2022
Instrument	202200002023
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	620 RAY DR, COLDWATER, OH 45828-1176

November 2012: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MERCER OH
Recording Date	Nov 30, 2012
Property Address	620 RAY DR, COLDWATER, OH 45828-1176
Document Number	201200007391
Instrument Date	Nov 30, 2012
Instrument	201200007391
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 RAY DR, COLDWATER, OH 45828-1176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 RAY DR, COLDWATER, OH 45828-1176

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,300.00	$249,310 (-) Land $29,860 Building $219,450
2024	$8,300.00 (+1.93%)	$249,310 (-) Land $29,860 Building $219,450
2023	$8,143.00 (+20.8%)	$249,310 (+35.86%) Land $29,860 Building $219,450	$712,300 (+35.86%) Land $85,300 Building $627,000
2022	$6,741.00	$183,510 Land $21,490 Building $162,020
2020			$524,300 Land $61,400 Building $462,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber · Fixed Wireless	2,000 / 2,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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