620 Prosper Ave, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 620 Prosper Ave, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	built 2020
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on Record
Last Sale	$572,500 (Apr 2026)
Tax Bill	$12,164 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-06701-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`14-06701-0000-00009`
Alternative APNs	`140670100009` `A 5846`

Interior

Stories	2 Stories

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	3,746 sqft (0.086 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	A 5846
Street Address	620 PROSPER AVE
City	ROSELLE
State	NJ
Zip	07203-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	ADDITIONAL LOTS: 5 YR ABATEMENT 10/20-10/25/FACILITY NAME: 5 YR 10/20-10/25
Legal Block	6701
Legal Lot Number	9
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	4
Census Block	4006
Census Tract	34000

Owner

Source: Union County and Roselle Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 PROSPER AVE, ROSELLE, NJ 07203-1726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Executor's Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK
Nov 2, 2020	Deed, Subdivision Related Transfer · FHA Mortgage JERSEY MORTGAGE CO
Jul 29, 2019	Grant Deed, Mortgage NEW JERSEY COMMUNITY CAPITAL
May 15, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	202654092
Deed Book / Page	6615 / 2723
Record Updated	Oct 29, 2026

April 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	UNION NJ
Recording Date	Apr 15, 2026
Property Address	620 PROSPER AVE, ROSELLE, NJ 07203-1726
Document Number	0000054092
Book / Page	6615 / 2723
Instrument Date	Mar 13, 2026
Instrument	2026.54092
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,822.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 PROSPER AVE, ROSELLE, NJ 07203-1726

Mortgage

Document Number	0000091398,
Date	Apr 15, 2026
Instrument	2026..91398

Lender

Name	VALLEY NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000091399,
Date	Apr 15, 2026
Book Page	15787/2954
Instrument	2026.91399

Lender

Name	COMMUNITY LOAN FUNDING OF NJ

Agreement

Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

November 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 2, 2020
Property Address	620 PROSPER AVE, ROSELLE, NJ 07203-1726
Document Number	0063872967
Book / Page	6387 / 2967
Instrument Date	Oct 13, 2020
Instrument	329713
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022
Title Company	RIVERSIDE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,234.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 KENNEDY DR, 16, MARLBORO, NJ 07746-2237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 PROSPER AVE, ROSELLE, NJ 07203-1726

Mortgage

Document Number	0000702598
Date	Nov 2, 2020
Instrument	702598

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 29, 2019
Property Address	620 PROSPER AVE, ROSELLE, NJ 07203-1726
Document Number	0145782646
Book / Page	014578 / 002646
Instrument Date	Jul 10, 2019
Instrument	676071
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 KENNEDY DR MARLBORO NJ 077462237, MARLBORO, NJ 07746-2237

Mortgage

Document Number	145782646
Date	Jul 29, 2019
Book Page	014578/002646
Instrument	676071

Lender

Name	NEW JERSEY COMMUNITY CAPITAL
Type	Bank
Address	108 CHURCH ST, NEW BRUNSWICK, NJ 08901-2002

Agreement

Amount	Amount Recorded

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	May 15, 2019
Property Address	620 PROSPER AVE, ROSELLE, NJ 07203-1726
Document Number	0063222056
Book / Page	006322 / 002056
Instrument Date	Apr 26, 2019
Instrument	312769
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 GATEWAY CTR NEWARK NJ 071025310, NEWARK, NJ 07102-5310

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,900 (+21.44%) Land $59,400 Building $110,500	$169,900 (+21.44%) Land $59,400 Building $110,500
2025		$139,900 (-) Land $59,400 Building $110,500	$139,900 (-17.66%) Land $59,400 Building $110,500
2024	$12,164.00 (+2.57%)
2023	$11,859.00 (-0.69%)	$139,900	$169,900 Land $59,400 Building $110,500
2022	$11,941.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	83 (1980–2025)
Claims Outside the SFHA	64 of 83
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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