DuPage County property record for 620 Prairie Ave, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,951 sqft · built 1955 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $625,000 (May 2022) |
| Tax Bill | $13,384 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-210-002 |
| Primary APN | 08-19-210-002 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,951 sqft Living Area |
| Gross Area | 3,252 sqft |
| 1st Floor Area | 2,361 sqft |
| Basement Area | 891 sqft |
| Finished Basement | 590 sqft |
| Unfinished Basement | 301 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 620 PRAIRIE AVE |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-6718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MOSER HIGHLANDS |
| Legal Subdivision | MOSER HIGHLANDS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 846209 |
620 Prairie Ave is owner-occupied and held in a trust since September 2025.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 620 PRAIRIE AVE, NAPERVILLE, IL 60540-6718 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Nov 6, 2018 | Warranty Deed, Transfer · Line of Credit BUSEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on File |
| Deed Sale | May 16, 2022 · Amount on File |
| Prior Sale | Nov 6, 2018 · Amount on File |
| Deed Document Number | 202247851 |
| Last Transfer Date | Sep 16, 2025 |
| Transfer Doc | 0000060046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 24, 2025 |
| Property Address | 620 PRAIRIE AVE, NAPERVILLE, IL 60540-6718 |
| Document Number | 0000060046 |
| Map Reference | DOC 728128 |
| Instrument Date | Sep 16, 2025 |
| Instrument | R2025-060046 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 PRAIRIE AVE, NAPERVILLE, IL 60540-6718 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 446 LAKE RUN CT, NORTH AURORA, IL 60542-3200 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 16, 2022 |
| Property Address | 620 PRAIRIE AVE, NAPERVILLE, IL 60540-6718 |
| Document Number | 0000047851 |
| Map Reference | DOC 728128 |
| Instrument Date | Apr 26, 2022 |
| Instrument | R2022-047851 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 620 PRAIRIE AVE, NAPERVILLE, IL 60540-6718 |
| Document Number | 0000047853 |
|---|---|
| Date | May 16, 2022 |
| Instrument | R2022-047853 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.49% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Nov 6, 2018 |
| Property Address | 620 PRAIRIE AVE, NAPERVILLE, IL 60540-6718 |
| Document Number | 0000103711 |
| Map Reference | DOC728128 |
| Instrument Date | Oct 31, 2018 |
| Instrument | R2018-103711 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,452.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2348 KALAMAZOO DR, NAPERVILLE, IL 60565-6327 |
| Document Number | 0000103712 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | R2018-103712 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 620 Prairie Ave was $13,384, up 4% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,384.00 (+4.01%) | $261,306 (+8.53%) Land $111,983 Building $149,323 | $783,918 (+8.53%) Land $335,949 Building $447,969 |
| 2024 | $12,868.00 Homeowner's exemption Veteran's exemption | $240,769 Land $103,182 Building $137,587 | $722,307 Land $309,546 Building $412,761 |
| 2022 | $11,798.00 | $182,300 Land $85,610 Building $96,690 | $546,900 Land $256,830 Building $290,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 620 Prairie Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 620 Prairie Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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