620 Powell St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 620 Powell St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	908 sqft · built 1922
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$89,180 (May 2025)
Tax Bill	$274 (2025)
Deeds & Mortgages	May 2025 Mortgage Nov 2023 Sale
APN	`06-3.0-08-001-004-073.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-001-004-073.000`

Interior

Building Area	908 sqft Base Area
1st Floor Area	908 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	120 ft deep x 48 ft wide

Location & Zoning

Street Address	620 POWELL ST
City	SAINT JOSEPH
State	MO
Zip	64501-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH IMPROVEMENT LOT:30 BLK:16LGL DESC:& LOT 31
Legal Subdivision	SAINT JOSEPH IMPROVEMENT
Legal Block	16
Legal Lot Number	30-31
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1035
Census Tract	1200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3205 PENN ST, SAINT JOSEPH, MO 64507-2015
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Warranty Deed, Transfer · VA Mortgage LEADERONE FINANCIAL CORP
Nov 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Nov 22, 2023
Deed Document Number	20253267
Deed Book / Page	3807 / 260
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 6, 2025
Property Address	620 POWELL ST, SAINT JOSEPH, MO 64501-1449
Document Number	003807/260
Book / Page	3807 / 260
Instrument Date	May 6, 2025
Instrument	2025003267
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 PENN ST, SAINT JOSEPH, MO 64507-2015

Mortgage

Document Number	003807/261
Date	May 6, 2025
Book Page	3807/261
Instrument	2025003268

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 21, 2023
Property Address	620 POWELL ST, SAINT JOSEPH, MO 64501-1449
Document Number	003792/690
Book / Page	3792 / 690
Instrument Date	Nov 21, 2023
Instrument	2023009259
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 MITCHELL AVE, SAINT JOSEPH, MO 64507-1636

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$274.00 (+0.37%)	$3,800 (+8.88%) Land $890 Building $2,910	$20,000 (+8.7%) Land $4,700 Building $15,300
2024	$273.00 (+18.7%)
2023	$230.00 (-0.86%)	$3,490 (-) Land $890 Building $2,600	$18,400 (-) Land $4,700 Building $13,700
2022	$232.00	$3,490 Land $890 Building $2,600
2021			$18,400 Land $4,700 Building $13,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1984–1993)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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