Santa Cruz County property record for 620 Peartree Dr, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,286 sqft · built 1975 |
| Lot Size | 0.099 acres (4,312 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,515 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 017-407-08 |
| Primary APN | 017-407-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,286 sqft Living Area |
| Gross Area | 1,725 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 4,312 sqft (0.099 acres) |
| Garage Type | Attached |
| Garage Area | 439 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 620 PEARTREE DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-3632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HEATHERWOOD SUB #1 TR #616 |
| Legal Lot Number | 31 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 110102 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 PEARTREE DR, WATSONVILLE, CA 95076-3632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Jun 23, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Jun 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 19, 2013 |
| Transfer Doc | 0000041805 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 620 PEARTREE DR, WATSONVILLE, CA 95076-3632 |
| Document Number | 0000020808 |
| Instrument Date | Jun 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 620 PEARTREE DR WATSONVILLE CA 950763632, WATSONVILLE, CA 95076-3632 |
| Document Number | 0000020808 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 20808 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Jul 8, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 620 PEARTREE DR, WATSONVILLE, CA 95076-3632 |
| Document Number | 0000020809 |
| Instrument Date | Jun 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 620 PEARTREE DR WATSONVILLE CA 950763632, WATSONVILLE, CA 95076-3632 |
| Document Number | 0000020809 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 20809 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Jul 8, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,835 (+2%) Land $30,069 Building $53,766 | ||
| 2025 | $1,515.00 (+16.45%) Homeowner's exemption | $82,190 (+4.04%) Land $29,479 Building $52,711 | |
| 2023 | $1,301.00 (+2.52%) Homeowner's exemption | $79,000 Land $28,335 Building $50,665 | $515,520 |
| 2022 | $1,269.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 19 (2022–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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