620 Pearl St, Lyons, NE 68038 Property Records

Burt County property record for 620 Pearl St, Lyons, NE 68038

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,227 sqft · built 1920
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2023)
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111902900`

Property Details

APN / Parcel Number

Primary APN	`111902900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,227 sqft Living Area
Basement Area	644 sqft

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Mixed
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	620 PEARL ST
City	LYONS
State	NE
Zip	68038-5086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAMILY
Legal Description	L5&E1/2L6 BLK29 SECOND ADD LYONS; MAP NUMBER: 1535-00-0-30010-029-2900
Legal Subdivision	2ND ADD
Legal Block	29
Jurisdiction	BURT NE
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2049
Census Tract	963400

Owner

Source: Burt County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 PEARL ST, LYONS, NE 68038-5086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 8, 2019	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Deed Document Number	DEED096409
Deed Book / Page	DEED096 / 409
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURT NE
Recording Date	Jun 2, 2023
Property Address	620 PEARL ST, LYONS, NE 68038-5086
Document Number	DEED096/409
Book / Page	DEED096 / 409
Instrument Date	Apr 19, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MTG245698
Date	Jun 2, 2023
Instrument	MTG245/698

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	620 PEARL ST, LYONS, NE 68038-5086
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG219/308
Date	May 8, 2019
Book Page	MTG219/308

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	919 Months
Due	Dec 5, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Burt County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Burt County
County Subdivision	Everett Township
Municipality	Lyons City
Unified School District	Lyons-Decatur Northeast Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00	$101,848 (+77.77%) Land $14,976 Building $86,872	$101,848 (+77.77%) Land $14,976 Building $86,872
2023		$57,292 Land $9,360 Building $47,932	$57,292 Land $9,360 Building $47,932

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYONS serves 824 people · EPA ID NE3102103
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fastwyre Broadband Cable	1,000 / 500
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Stealth Broadband.

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