620 Pearl St, Ithaca (Arcanum), OH 45304 Property Records

Darke County property record for 620 Pearl St, Ithaca, OH 45304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1900
Lot Size	0.151 acres (6,599 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P56-1-308-28-03-01-34700`

Property Details

APN / Parcel Number

Primary APN	`P56-1-308-28-03-01-34700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	2,296 sqft
Upper Floors Area	742 sqft
Basement Area	490 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	6,599 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 49.6 ft wide
Porch	Slab
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	620 PEARL ST
City	ARCANUM
State	OH
Zip	45304-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLVILLES ADDN WHOLE LOT 32
Legal Lot Number	32
Jurisdiction	DARKE OH
Township / Civil Division	TWIN
Census Block Group	1
Census Block	1040
Census Tract	570102

Owner

Source: Darke County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 CORONADO DR, BROOKVILLE, OH 45309-1100
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	620 PEARL ST, ITHACA, OH 45304-9448
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	PCTITLE PROS INC, PCTITLE PROS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00576/4465
Date	Nov 19, 2025
Book Page	576/4465
Instrument	202500006226

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Twin Township
Municipality	Ithaca Village
Unified School District	Arcanum-Butler Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00	$40,630 Land $2,760 Building $37,870	$116,080 Land $7,880 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20