Denton County property record for 620 Pearl Cv, Oak Point, TX 75068
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,005 sqft · built 1999 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $10,968 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R175566 428038 |
| Primary APN | R175566 428038 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,005 sqft Living Area |
| Gross Area | 4,917 sqft |
| 1st Floor Area | 2,232 sqft |
| 2nd Floor Area | 1,773 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| Lot Dimensions | 1 ft deep x 43,560 ft wide |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 620 PEARL CV |
|---|---|
| City | LITTLE ELM |
| State | TX |
| Zip | 75068-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD SOUND AT LAKE LEWISVILLE SEC 3 LOT 221 |
| Legal Subdivision | EMERALD SOUND AT LAKE LEWISVILLE SEC 3 |
| Legal Lot Number | 221 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20131 |
620 Pearl Cv is owner-occupied and held in a trust since April 2023.
Source: Denton County records, as of September 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 620 PEARL CV, LITTLE ELM, TX 75068-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO |
| Apr 17, 2023 | Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2023 |
| Deed Sale | Apr 17, 2023 |
| Prior Sale | Dec 22, 2003 · Amount on File |
| Deed Document Number | 202337529 |
| Prior Transfer Date | Dec 15, 2003 |
| Prior Transfer Doc | 0000204794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 620 PEARL CV, LITTLE ELM, TX 75068-2241 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2325 PROVIDENCE WAY, NEVADA, TX 75173-1244 |
| Document Number | 0000023024 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 2023-023024 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | WEATHERFORD, TX 76086 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Apr 17, 2023 |
| Property Address | 620 PEARL CV, LITTLE ELM, TX 75068-2241 |
| Document Number | 0000037529 |
| Map Reference | CAB K SL 262 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023-037529 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2325 PROVIDENCE WAY, NEVADA, TX 75173-1244 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 620 PEARL CV, OAK POINT, TX 75068-2241 |
The 2025 property tax bill for 620 Pearl Cv was $10,968 with a homeowner's exemption, down 10.9% from the year before.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Oak Point City |
| Unified School District | Denton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $749,609 (+8.16%) Land $196,020 Building $553,589 | $749,609 (+8.16%) Land $196,020 Building $553,589 | |
| 2025 | $10,968.00 (-10.86%) Homeowner's exemption | $693,029 Land $196,020 Building $497,009 | $693,029 Land $196,020 Building $497,009 |
| 2024 | $12,304.00 (-0.43%) | ||
| 2023 | $12,357.00 (+33.6%) | $694,741 Land $261,360 Building $433,381 | $694,741 Land $261,360 Building $433,381 |
| 2022 | $9,249.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Pearl Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Pearl Cv is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSTANG SUD serves 127,911 people · EPA ID TX0610036 |
|---|---|
| Water Source | Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Optimum Cable | 940 / 35 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink.
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