620 Pear St, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 620 Pear St, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.303 acres (13,221 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (Feb 2018)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	May 2021 Line of Credit Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-36-276-005`

Property Details

APN / Parcel Number

Primary APN	`06-36-276-005`

Exterior

Lot Area	13,221 sqft (0.303 acres)

Location & Zoning

Street Address	620 PEAR ST
City	MOUNT VERNON
State	IL
Zip	62864-2469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMISONS WEST GARDEN L1-117 LOT 31 & PT LOT 32
Legal Subdivision	JAMISONS WSTN GARDENS
Legal Lot Number	31-32
Jurisdiction	JEFFERSON IL
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3025
Census Tract	50600

Owner

620 Pear St is owned and occupied by an individual who bought it in February 2018.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	620 PEAR ST, MOUNT VERNON, IL 62864-2469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Feb 28, 2018	Warranty Deed, Transfer COMMUNITY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	May 28, 2009 · Amount on File
Deed Document Number	2018853
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	620 PEAR ST, MOUNT VERNON, IL 62864-2469
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102356
Date	May 19, 2021
Instrument	202102356

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jun 1, 2026

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	620 PEAR ST, MOUNT VERNON, IL 62864-2469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903881
Date	Sep 13, 2019
Instrument	201903881

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2029

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Feb 28, 2018
Property Address	620 PEAR ST, MOUNT VERNON, IL 62864-2469
Document Number	201800853
Instrument Date	Feb 1, 2018
Instrument	201800853
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 PEAR ST, MOUNT VERNON, IL 62864-2469

Mortgage

Document Number	201800854
Date	Feb 28, 2018
Instrument	201800854

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 620 Pear St was $2,766, up 1% from the year before.

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Shiloh Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,766.00 (+1.02%)	$35,140 Land $5,203 Building $29,937	$105,420 Land $15,609 Building $89,811
2024	$2,738.00
2022		$31,899 Land $4,724 Building $27,175	$95,697 Land $14,172 Building $81,525
2021	$2,991.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Pear St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Pear St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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