620 Palomar Ave, La Jolla, CA 92037 Property Records

San Diego County property record for 620 Palomar Ave, La Jolla, CA 92037

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,070 sqft · built 1964
Lot Size0.198 acres (8,631 sqft)
OwnerIndividual Name on Record
Last Sale$850,000 (Oct 2017)
Tax Bill$12,569 (2025)
Deeds & MortgagesMar 2020 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351-612-10-02

Property Details

APN / Parcel Number

Primary APN351-612-10-02
Alternative APN
  • 3516121000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,070 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleDuplex Single
Lot Area8,631 sqft (0.198 acres)

Location & Zoning

Street Address620 PALOMAR AVE
CityLA JOLLA
StateCA
Zip92037-6144
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRM-1-1
Legal DescriptionLOT 25 US 2 PER DOC98-129678&UND INT IN TR 001993
Legal SubdivisionLA JOLLA GABLES
Legal Tract001993
Legal Block5
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group5
Census Block5017
Census Tract8101

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address620 PALOMAR AVE, LA JOLLA, CA 92037-6144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 5, 2017Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2017 · Amount on Record
Deed SaleOct 5, 2017 · Amount on Record
Deed Document Number2017459744
Prior Transfer DateSep 27, 2012
Prior Transfer Doc0000588701
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address620 PALOMAR AVE, LA JOLLA, CA 92037-6144
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000107637
DateMar 2, 2020
Instrument2020-0107637
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2035

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 5, 2017
Property Address620 PALOMAR AVE, LA JOLLA, CA 92037-6144
Document Number0000459744
Map ReferenceMAP1993
Instrument DateSep 28, 2017
Instrument2017-0459744
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 PALOMAR AVE, LA JOLLA, CA 92037-6144

Mortgage

Document Number0000459745
DateOct 5, 2017
Instrument2017-0459745
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$986,492 (+2%) Land $870,436 Building $116,056
2025$12,569.00 (+10.91%) Homeowner's exemption$967,150 (+4.04%) Land $853,369 Building $113,781
2023$11,333.00 (+2.75%) Homeowner's exemption$929,596 Land $820,233 Building $109,363
2022$11,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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