620 Overlook Dr, Buffalo, MN 55313 Property Records

Wright County property record for 620 Overlook Dr, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,885 sqft · built 2005
Lot Size	0.44 acres (19,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Jul 2023)
Tax Bill	$6,102 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-213-005080`

Property Details

APN / Parcel Number

Primary APN	`103-213-005080`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,885 sqft Living Area
1st Floor Area	1,853 sqft
Basement Area	1,390 sqft
Finished Basement	1,390 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,195 sqft (0.44 acres)
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	620 OVERLOOK DR
City	BUFFALO
State	MN
Zip	55313-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-120 RANGE-026 SUNDANCE RIDGE 2ND ADDN LOT-008 BLOCK-005 OCK-005
Legal Range	026
Legal Township	120
Legal Section	25
Legal Subdivision	SUNDANCE RIDGE 2ND ADDN
Legal Block	5
Legal Lot Number	8
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3019
Census Tract	100706

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 OVERLOOK DR, BUFFALO, MN 55313-5021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Nov 17, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
Jul 1, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 19, 2017	Deed of Trust, Mortgage · VA Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Sep 23, 2005 · Amount on Record
Deed Document Number	20231561650
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 31, 2023
Property Address	620 OVERLOOK DR, BUFFALO, MN 55313-5021
Document Number	00A1535230
Instrument Date	Jul 27, 2023
Instrument	A1535230
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE SUPPORT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 OVERLOOK DR, BUFFALO, MN 55313-5021

Mortgage

Document Number	00A1535231
Date	Jul 31, 2023
Instrument	A1535231

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	620 OVERLOOK DR, BUFFALO, MN 55313-5021
Transaction Type	Mortgage
Record Updated	Jan 23, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 OVERLOOK DR, BUFFALO, MN 55313-5021

Mortgage

Document Number	00A1521236
Date	Nov 17, 2022
Instrument	A1521236

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	620 OVERLOOK DR, BUFFALO, MN 55313-5021
Document Number	0001430229
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 OVERLOOK DR BUFFALO MN 553135021, BUFFALO, MN 55313-5021

Mortgage

Document Number	0001430229
Date	Jun 19, 2020
Instrument	1430229

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	620 OVERLOOK DR, BUFFALO, MN 55313-5021
Document Number	0001399657
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 OVERLOOK DR BUFFALO MN 553135021, BUFFALO, MN 55313-5021

Mortgage

Document Number	0001399657
Date	Jul 8, 2019
Instrument	1399657

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	620 OVERLOOK DR, BUFFALO, MN 55313-5021
Document Number	0001344138
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 OVERLOOK DR BUFFALO MN 553135021, BUFFALO, MN 55313-5021

Mortgage

Document Number	0001344138
Date	May 26, 2017
Instrument	1344138

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,102.00 (+15.31%)	$497,100 (+1.32%) Land $75,000 Building $422,100	$497,100 (+1.32%) Land $75,000 Building $422,100
2025		$490,600 (+5.44%) Land $80,000 Building $410,600	$490,600 (+5.44%) Land $80,000 Building $410,600
2023		$465,300 Land $80,000 Building $385,300	$465,300 Land $80,000 Building $385,300
2022	$5,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

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