620 Orchard Ln, Findlay, OH 45840 Property Records

Hancock County property record for 620 Orchard Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,474 sqft · built 1960
Lot Size	0.473 acres (20,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,500 (Aug 1998)
Tax Bill	$3,270 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1010-254-09-015.000`

Property Details

APN / Parcel Number

Primary APN	`1010-254-09-015.000`
Alternative APN	`590000269990`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,474 sqft Living Area
1st Floor Area	2,474 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,600 sqft (0.473 acres)
Lot Dimensions	200 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 ORCHARD LN
City	FINDLAY
State	OH
Zip	45840-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD ORCHARD 2ND ADD LOT 8
Legal Subdivision	OLD ORCHARD 2ND ADD
Legal Lot Number	8
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5006
Census Tract	1000

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 ORCHARD LN, FINDLAY, OH 45840-1140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Aug 2, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 1998 · Amount on Record
Deed Sale	Aug 3, 1998 · Amount on Record
Prior Sale	Aug 6, 1993 · Amount on Record
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	620 ORCHARD LN, FINDLAY, OH 45840-1140
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	WHITMAN TITLE SECURITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ORCHARD LN, FINDLAY, OH 45840-1140

Mortgage

Document Number	02597/4884
Date	Sep 13, 2022
Book Page	2597/4884
Instrument	202200008438

Lender

Name	PREMIER BANK
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	620 ORCHARD LN, FINDLAY, OH 45840-1140
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700006629
Date	Aug 2, 2017
Book Page	2523/1636
Instrument	201700006629

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	Defiance, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,270.00 (+9.44%)	$106,660 (+26.99%) Land $18,450 Building $88,210	$304,760 (+27%) Land $52,720 Building $252,040
2023	$2,988.00 Homeowner's exemption	$83,990 Land $14,530 Building $69,460
2022			$239,970 Land $41,510 Building $198,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
HDER Link Fixed Wireless	500 / 500
MetaLINK Technologies Fixed Wireless	500 / 100

May also be available: Amplex Wireless, Watch TV.

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