Warren County property record for 620 Orchard Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,963 sqft · built 1993 |
| Lot Size | 0.245 acres (10,694 sqft) |
| Owner | Individual on Record |
| Last Sale | $411,500 (Aug 2023) |
| Tax Bill | $5,200 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-03-477-020-0 |
| Primary APN | 04-03-477-020-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,963 sqft Living Area |
| 1st Floor Area | 64 sqft |
| 2nd Floor Area | 872 sqft |
| Basement Area | 714 sqft |
| Finished Basement | 714 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 10,694 sqft (0.245 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 541907 |
|---|---|
| Old Parcel Number | 0403477020 |
| Street Address | 620 ORCHARD DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKSIDE 4 LOT# 103 |
| Legal Subdivision | BROOKSIDE 4 |
| Legal Block | 477 |
| Legal Lot Number | 103 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30901 |
Source: Warren County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 620 ORCHARD DR, SPRINGBORO, OH 45066-8975 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 17, 2019 | Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CU INC |
| May 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Prior Sale | Jun 10, 2013 · Amount on Record |
| Deed Document Number | 0000018482 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Aug 31, 2023 |
| Property Address | 620 ORCHARD DR, SPRINGBORO, OH 45066-8975 |
| Document Number | 0000018482 |
| Map Reference | MB 27 PG 4&5 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 2023-018482 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 620 ORCHARD DR, SPRINGBORO, OH 45066-8975 |
| Document Number | 0000018483 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2023-018483 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 620 ORCHARD DR, SPRINGBORO, OH 45066-8975 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 620 ORCHARD DR, SPRINGBORO, OH 45066-8975 |
| Document Number | 0000015935 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022-015935 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 620 ORCHARD DR, SPRINGBORO, OH 45066-8975 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000056717 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021-056717 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 620 ORCHARD DR, SPRINGBORO, OH 45066-8975 |
| Document Number | 0000021975 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 ORCHARD DR SPRINGBORO OH 450668975, SPRINGBORO, OH 45066-8975 |
| Document Number | 0000021975 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 21975 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Jun 23, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 620 ORCHARD DR, SPRINGBORO, OH 45066-8975 |
| Document Number | 0000015825 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 ORCHARD DR SPRINGBORO OH 450668975, SPRINGBORO, OH 45066-8975 |
| Document Number | 0000015825 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 15825 |
| Name | WRIGHTPATT CU INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 16, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 620 ORCHARD DR, SPRINGBORO, OH 45066-8975 |
| Document Number | 0000016181 |
| Instrument Date | May 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 ORCHARD DR SPRINGBORO OH 450668975, SPRINGBORO, OH 45066-8975 |
| Document Number | 0000016181 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 16181 |
| Name | WRIGHTPATT CU INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 11, 2043 |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,200.00 (+13.56%) | $133,515 (+24.16%) Land $31,500 Building $102,015 | $381,470 (+24.16%) Land $90,000 Building $291,470 |
| 2023 | $4,579.00 (+18.72%) Homeowner's exemption | $107,538 (+16.95%) Land $17,220 Building $90,318 | |
| 2022 | $3,857.00 Homeowner's exemption | $91,952 Land $17,220 Building $74,732 | $307,250 (+16.95%) Land $49,200 Building $258,050 |
| 2021 | $262,720 Land $49,200 Building $213,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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