620 Old Oak Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 620 Old Oak Cir, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,952 sqft · built 1991
Lot Size0.232 acres (10,125 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Feb 2026)
Tax Bill$3,949 (2024)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-34-229-069

Property Details

APN / Parcel Number

Primary APN19-34-229-069

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,952 sqft
1st Floor Area1,044 sqft
2nd Floor Area908 sqft

Exterior

Year BuiltBuilt 1991
Architectural StyleColonial
Exterior MaterialFrame Siding
Lot Area10,125 sqft (0.232 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address620 OLD OAK CIR
CityALGONQUIN
StateIL
Zip60102-3189
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2008R0055170 LT 102 OLD OAK TERRACE UNIT 1 MEMO: CHICAGO TITLE LAND TRUST COMPANY TRS TRUST 8002350119
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionOLD OAK TERRACE 01
Legal Block229
Legal Lot Number102
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1005
Census Tract871404

Owner

Source: McHenry County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address620 OLD OAK CIR, ALGONQUIN, IL 60102-3189
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2026 · Amount on Record
Deed SaleFeb 3, 2026 · Amount on Record
Prior SaleOct 24, 2008
Deed Document Number2026R0003061
Record UpdatedJun 8, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateFeb 3, 2026
Property Address620 OLD OAK CIR, ALGONQUIN, IL 60102-3189
Document Number0000003061
Map ReferenceDOC 88R32041
Instrument DateJan 26, 2026
Instrument2026R0003061
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 W WACKER DR # DR11THFL, DR11THFL, CHICAGO, IL 60601-1723

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address620 OLD OAK CIR, ALGONQUIN, IL 60102-3189

Mortgage

Document Number0000003062
DateFeb 3, 2026
Instrument2026R0003062
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056
Interest
Rate TypeFixed Rate
Rate6.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,949.00 Homeowner's exemption$116,238 (+27.36%) Land $27,132 Building $89,106$348,714 (+27.36%) Land $81,396 Building $267,318
2022Homeowner's exemption$91,266 Land $20,766 Building $70,500$273,798 Land $62,298 Building $211,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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