Indian River County property record for 620 Ocean Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,675 sqft · built 1984 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $8,000,000 (Apr 2021) |
| Tax Bill | $127,138 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-06-00001-0000-00011.0 |
| Primary APN | 32-40-06-00001-0000-00011.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,675 sqft Living Area |
| Gross Area | 9,466 sqft |
| 1st Floor Area | 4,675 sqft |
| Basement Area | 4,166 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 55,321 sqft (1.27 acres) |
| Lot Dimensions | 358 ft deep x 120 ft wide |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Driveway | Brick Driveway |
| Driveway Area | 1,023 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 460 sqft |
| Deck Area | 1,054 sqft |
| Patio Area | 828 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 620 OCEAN RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | JOHNS ISLAND PLAT 9 LOT 11 PBI 9-49 |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 06 |
| Legal Subdivision | JOHNS ISLAND PLAT 9 |
| Legal Lot Number | 11 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50507 |
Source: Indian River County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 620 OCEAN RD, VERO BEACH, FL 32963-3516 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 30, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK |
| Dec 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 12, 2018 | Warranty Deed, Transfer ELITE TITLE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2021 · Amount on Record |
| Deed Sale | Apr 14, 2021 · Amount on Record |
| Prior Sale | Apr 12, 2018 · Amount on Record |
| Deed Document Number | 202126260 |
| Deed Book / Page | 3410 / 903 |
| Prior Transfer Date | Dec 15, 2020 |
| Prior Transfer Doc | 0033680409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 1, 2026 |
| Property Address | 620 OCEAN RD, VERO BEACH, FL 32963-3516 |
| Document Number | 0000031526 |
| Book / Page | 3871 / 1821 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202631526 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 620 OCEAN RD, VERO BEACH, FL 32963-3516 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 620 OCEAN RD, INDIAN RIVER SHORES, FL 32963-3516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 620 OCEAN RD, INDIAN RIVER SHORES, FL 32963-3516 |
| Document Number | 0035522190 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 3552/2190 |
| Instrument | 3120220041493 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 15, 2020 |
| Property Address | 620 OCEAN RD, INDIAN RIVER SHORES, FL 32963-3516 |
| Document Number | 0033680409 |
| Book / Page | 003368 / 000409 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 76052 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1281 E MASSEY RD MEMPHIS TN 381203233, MEMPHIS, TN 38120-3233 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 12, 2018 |
| Property Address | 620 OCEAN RD, INDIAN RIVER SHORES, FL 32963-3516 |
| Document Number | 0031071702 |
| Book / Page | 003107 / 001702 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 22236 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | ELITE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $51,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3030 MIDLAND AVE MEMPHIS TN 381113309, MEMPHIS, TN 38111-3309 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $127,138.00 (+22.87%) | $12,027,458 (+23.53%) Land $7,352,500 Building $4,674,958 | $12,027,458 (+23.53%) Land $7,352,500 Building $4,674,958 |
| 2023 | $103,471.00 (+22.29%) | $9,736,378 (+36.69%) Land $5,108,500 Building $4,627,878 | $9,736,378 (+36.69%) Land $5,108,500 Building $4,627,878 |
| 2022 | $84,608.00 | $7,122,786 Land $3,578,500 Building $3,544,286 | $7,122,786 Land $3,578,500 Building $3,544,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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