620 Oakland Ave, Cayce, SC 29033 Property Records

Lexington County property record for 620 Oakland Ave, Cayce, SC 29033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,596 sqft · built 1945
Lot Size	0.351 acres (15,293 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Mar 2020)
Tax Bill	$1,237 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004651-06-005`

Property Details

APN / Parcel Number

Primary APN	`004651-06-005`
Alternative APN	`0465106005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,596 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1980
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	15,293 sqft (0.351 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	620 OAKLAND AVE
City	CAYCE
State	SC
Zip	29033-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	GUIGNARD LOT 6 & PT 5 & 7 BLK 132
Legal Subdivision	STANTON L SCOMA
Legal Block	132
Legal Lot Number	6
Jurisdiction	LEXINGTON SC
Township / Civil Division	WEST COLUMBIA-CAYCE
Census Block Group	2
Census Block	2012
Census Tract	20201

Owner

620 Oakland Ave is owned and occupied by an individual who bought it in March 2020.

Source: Lexington County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	620 OAKLAND AVE, CAYCE, SC 29033-4017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2020 · Amount on File
Deed Sale	Mar 23, 2020 · Amount on File
Prior Sale	Jun 1, 1999 · Amount on File
Deed Document Number	202012349
Deed Book / Page	20863 / 1397
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	620 OAKLAND AVE, CAYCE, SC 29033-4017
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 OAKLAND AVE, CAYCE, SC 29033-4017

Mortgage

Document Number	2109600387
Date	Mar 4, 2024
Book Page	21096/387
Instrument	2024007482

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Feb 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	620 OAKLAND AVE, CAYCE, SC 29033-4017
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2093503213
Date	Apr 19, 2021
Book Page	20935/3213
Instrument	2021020740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Mar 23, 2020
Property Address	620 OAKLAND AVE, CAYCE, SC 29033-4017
Document Number	2086301397
Book / Page	20863 / 1397
Map Reference	MB 20862 PG 1226
Instrument Date	Mar 23, 2020
Instrument	2020012349
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 OAKLAND AVE, CAYCE, SC 29033-4017

Mortgage

Document Number	2020012379
Date	Mar 23, 2020
Instrument	2020012379

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 620 Oakland Ave was $1,237, up 10.6% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Municipality	Cayce City
Unified School District	Lexington School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,237.00 (+10.64%)
2024	$1,118.00 (+4.98%)	$6,200 (-) Land $2,240 Building $3,960	$155,000 (-) Land $56,000 Building $99,000
2023	$1,065.00	$6,200 Land $2,240 Building $3,960	$155,000 Land $56,000 Building $99,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Oakland Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1983–2015)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 Oakland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAYCE serves 17,460 people · EPA ID SC3210003
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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