620 Oak Ter Dr, Covington, GA 30016 Property Records

Newton County property record for 620 Oak Ter Dr, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,744 sqft · built 2008
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jan 2020)
Tax Bill$3,418 (2025)
Deeds & MortgagesDec 2021 Sale
Jan 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN0026G-00000-170-000

Property Details

APN / Parcel Number

Primary APN0026G-00000-170-000
Alternative APNs
  • 0026G 170
  • 12613

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area3,744 sqft Heated Area
1st Floor Area1,604 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialVinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,682 sqft (0.36 acres)
Garage Area495 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number12613
Street Address620 OAK TERRACE DR
CityCOVINGTON
StateGA
Zip30016-0277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 170 OAKWOOD MANOR UNII
Legal SubdivisionOAKWOOD MANOR
Legal Lot Number170
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group2
Census Block2015
Census Tract100506

Owner

620 Oak Ter Dr is owned and occupied by an individual who acquired it in December 2021.

Source: Newton County records, as of December 16, 2025

Owner of RecordIndividual Name on File
Mailing Address620 OAK TERRACE DR, COVINGTON, GA 30016-0277
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Warranty Deed, Transfer
Jan 23, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jan 23, 2020Quit Claim Deed, Transfer
NEW AMERICAN FNDG
Jan 23, 2020Grant Deed, Transfer · Conventional with PMI
NEW AMERICAN FNDG
Apr 10, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2020 · Amount on File
Deed SaleJan 29, 2020 · Amount on File
Prior SaleJan 29, 2020 · Amount on File
Deed Document Number2020268
Deed Book / Page3953 / 342
Last Transfer DateDec 16, 2021
Transfer Doc0043170518
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateDec 16, 2021
Property Address620 OAK TERRACE DR, COVINGTON, GA 30016-0277
Document Number0043170518
Book / Page4317 / 518
Instrument DateDec 16, 2021
Instrument2021-007060
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 OAK TERRACE DR, COVINGTON, GA 30016-0277

January 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionNEWTON GA
Recording DateJan 23, 2020
Property Address620 OAK TERRACE DR, COVINGTON, GA 30016-0277
Document Number0039530306
Book / Page003953 / 000306
Instrument DateJan 22, 2020
Instrument1036
Transaction TypeTransfer
Record UpdatedFeb 5, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 OAK TERRACE DR COVINGTON GA 300160277, COVINGTON, GA 30016-0277

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEWTON GA
Recording DateJan 23, 2020
Property Address620 OAK TERRACE DR, COVINGTON, GA 30016-0277
Document Number0039530342
Book / Page003953 / 000342
Instrument DateJan 22, 2020
Instrument1040
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address620 OAK TERRACE DR COVINGTON GA 300160277, COVINGTON, GA 30016-0277

Mortgage

Document Number39530308
DateJan 23, 2020
Book Page003953/000308
Instrument1038
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
AmountAmount on Record
Term360 Months
DueJan 22, 2050

Mortgage

Document Number39530324,
DateJan 23, 2020
Book Page003953/000324
Instrument1039
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
AmountAmount on Record
Term360 Months
DueJan 22, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateJan 23, 2020
Property Address620 OAK TERRACE DR, COVINGTON, GA 30016-0277
Document Number0039530307
Book / Page003953 / 000307
Instrument DateJan 2, 2020
Instrument1037
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 OAK TERRACE DR COVINGTON GA 300160277, COVINGTON, GA 30016-0277

Mortgage

Document Number39530308
DateJan 23, 2020
Book Page003953/000308
Instrument1038
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 22, 2050

Mortgage

Document Number39530324,
DateJan 23, 2020
Book Page003953/000324
Instrument1039
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
AmountAmount on Record
Term360 Months
DueJan 22, 2050

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEWTON GA
Recording DateApr 10, 2019
Property Address620 OAK TERRACE DR, COVINGTON, GA 30016-0277
Document Number0038250349
Book / Page003825 / 000349
Instrument DateApr 9, 2019
Instrument4329
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 OAK TERRACE DR COVINGTON GA 300160277, COVINGTON, GA 30016-0277

Tax Assessment & Valuation

The 2025 property tax bill for 620 Oak Ter Dr was $3,418 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,418.00 Homeowner's exemption$139,640 Land $20,000 Building $119,640$349,100 Land $50,000 Building $299,100
2023$131,000 Land $8,000 Building $123,000$327,500 Land $20,000 Building $307,500
2022$3,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Oak Ter Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2009–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Oak Ter Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWTON CO. WATER-SEWERAGE AUTH
serves 74,364 people · EPA ID GA2170004
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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