620 North Rd, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 620 North Rd, Hardwick, MA 01037

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,338 sqft · built 2023
Lot Size	10.4 acres (456,034 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
APN	`HARD M:1370 B:0000 L:0020-0`

Property Details

APN / Parcel Number

Primary APN	`HARD M:1370 B:0000 L:0020-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,338 sqft Living Area
Gross Area	4,804 sqft
Basement Area	1,588 sqft
Unfinished Basement	1,588 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	456,034 sqft (10.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	620 NORTH RD
City	HARDWICK
State	MA
Zip	01037
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR60
Legal Lot Number	20-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1049
Census Tract	723100

Owner

Source: Worcester County and Hardwick Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 304, HARDWICK, MA 01037-0304
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Recording Date	Jun 3, 2026
Property Address	620 NORTH RD, HARDWICK, MA 01037
Document Number	0073668-97
Book / Page	73668 / 97
Instrument Date	May 29, 2026
Instrument	202644512
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044512,
Date	Jun 3, 2026
Book Page	73668/97
Instrument	202644512

Lender

Name	CORNERSTONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00	$260,500 Land $59,300 Building $201,200	$484,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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