620 North Ave, Panama, IL 62077 Property Records

Montgomery County property record for 620 North Ave, Panama, IL 62077

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 2008
Lot Size	0.233 acres (10,151 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jun 2022)
Tax Bill	$2,380 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2022 Transfer
APN	`20-22-327-001`

Property Details

APN / Parcel Number

Primary APN	`20-22-327-001`
Alternative APN	`06-000-992-00`

Interior

Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	10,151 sqft (0.233 acres)

Location & Zoning

Street Address	620 NORTH AVE
City	PANAMA
State	IL
Zip	62077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 439 BLK 36 PANAMA NORTH ADD
Legal Subdivision	PANAMA NORTH ADD
Legal Block	36
Legal Lot Number	439
Jurisdiction	MONTGOMERY IL
Township / Civil Division	GRISHAM
Census Block Group	5
Census Block	5171
Census Tract	958000

Owner

Source: Montgomery County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 NORTH AVE, PANAMA, IL 62077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK
Jun 22, 2022	Intrafamily Transfer, Transfer COMMUNITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	20221906
Deed Book / Page	1781 / 540
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Jun 22, 2022
Property Address	620 NORTH AVE, PANAMA, IL 62077
Document Number	001781/540
Book / Page	1781 / 540
Instrument Date	Jun 16, 2022
Instrument	202201906
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 NORTH AVE, PANAMA, IL 62077

Mortgage

Document Number	2022019071781544
Date	Jun 22, 2022
Instrument	2022019071781544

Lender

Name	ASSOCIATED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY IL
Recording Date	Jun 22, 2022
Property Address	620 NORTH AVE, PANAMA, IL 62077
Document Number	001781/536
Book / Page	1781 / 536
Instrument Date	Jun 7, 2022
Instrument	202201905
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 603, PANAMA, IL 62077-0603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 603, PANAMA, IL 62077-0603

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	Grisham Township
Municipality	Panama Village
Unified School District	Hillsboro Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,380.00	$39,010 Land $620 Building $38,390	$117,030 Land $1,860 Building $115,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA serves 343 people · EPA ID IL0054720
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: GigFire, Royell Communications, T-Mobile, Verizon.

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