Chesapeake City property record for 620 Norcova Dr, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,322 sqft · built 1970 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | Individual Name on File |
| Last Sale | $383,000 (May 2026) |
| Tax Bill | $3,372 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Apr 2016 Mortgage + 2 more |
| APN | 0371007000900 |
| Primary APN | 0371007000900 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| 1st Floor Area | 1,322 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,115 sqft (0.347 acres) |
| Lot Dimensions | 157 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 620 NORCOVA DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 90 NORCOVA ESTATES SEC 4 |
| Legal Subdivision | SHARON ACRES,NORCOVA ESTATES,GREEN MANOR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20810 |
620 Norcova Dr is owned and occupied by an individual who bought it in May 2026.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 NORCOVA DR, CHESAPEAKE, VA 23320-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Apr 25, 2016 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| May 18, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY |
| May 18, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on File |
| Deed Sale | May 18, 2026 · Amount on File |
| Prior Sale | Oct 16, 2015 · Amount on File |
| Deed Document Number | 202612603 |
| Deed Book / Page | 10980 / 449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 620 NORCOVA DR, CHESAPEAKE, VA 23320-2930 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10337/1088 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 10337/1088 |
| Instrument | 210013561 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 620 NORCOVA DR, CHESAPEAKE, VA 23320-2930 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Title Company | SURETY LENDER SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 09635/1711 |
|---|---|
| Date | Apr 25, 2016 |
| Book Page | 9635/1711 |
| Instrument | 160010233 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 18, 2026 |
| Property Address | 620 NORCOVA DR, CHESAPEAKE, VA 23320-2930 |
| Document Number | 0000012603 |
| Book / Page | 10980 / 449 |
| Instrument Date | May 14, 2026 |
| Instrument | 202612603 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,683.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 NORCOVA DR, CHESAPEAKE, VA 23320-2930 |
| Document Number | 0000012604, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202612604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 18, 2026 |
| Property Address | 620 NORCOVA DR, CHESAPEAKE, VA 23320-2930 |
| Document Number | 010980/449 |
| Book / Page | 10980 / 449 |
| Instrument Date | May 14, 2026 |
| Instrument | 202612603 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,683.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 NORCOVA DR, CHESAPEAKE, VA 23320-2930 |
| Document Number | 0000012604, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202612604 |
| Name | MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 620 Norcova Dr was $3,372.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,900 (+6.29%) Land $180,000 Building $174,900 | $354,900 (+6.29%) Land $180,000 Building $174,900 | |
| 2025 | $3,372.00 | $333,900 Land $160,000 Building $173,900 | $333,900 Land $160,000 Building $173,900 |
| 2023 | $289,700 (+8.71%) Land $125,000 Building $164,700 | $289,700 (+8.71%) Land $125,000 Building $164,700 | |
| 2022 | $266,500 Land $115,000 Building $151,500 | $266,500 Land $115,000 Building $151,500 | |
| 2019 | $2,321.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 620 Norcova Dr; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Norcova Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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