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620 N Richards St, Spring Valley, IL 61362 Property Records

Bureau County property record for 620 N Richards St, Spring Valley, IL 61362

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1915
Lot Size0.158 acres (6,883 sqft)
OwnerIndividual Name on File
Deeds & MortgagesSep 2025 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-34-254-007

Property Details

APN / Parcel Number

Primary APN18-34-254-007
Alternative APN
  • 1618

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1975
Lot Area6,883 sqft (0.158 acres)

Location & Zoning

Account Number1834254007
Street Address620 N RICHARDS ST
CitySPRING VALLEY
StateIL
Zip61362-1219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY-GREENWOODS ADD. L 1 BLK 132
Legal Range11
Legal Township16
Legal Section34
Legal SubdivisionGREENWOODS ADD
Legal Block132
Legal Lot Number1
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group3
Census Block3049
Census Tract965100

Owner

620 N Richards St is owned and occupied by an individual who acquired it in September 2025.

Source: Bureau County records, as of May 8, 2026

Owner of RecordIndividual Name on File
Mailing Address620 N RICHARDS ST, SPRING VALLEY, IL 61362-1219
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 23, 2025
Transfer Doc2025R03216
Record UpdatedJun 8, 2026

September 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionBUREAU IL
Recording DateSep 24, 2025
Property Address620 N RICHARDS ST, SPRING VALLEY, IL 61362-1219
Document Number2025R03216
Instrument DateSep 23, 2025
Instrument2025R03216
Transaction TypeTransfer
Record UpdatedOct 8, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address620 N RICHARDS ST, SPRING VALLEY, IL 61362-1219

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 N RICHARDS ST, SPRING VALLEY, IL 61362-1219

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address620 N RICHARDS ST, SPRING VALLEY, IL 61362-1219
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R05054
DateNov 4, 2020
Instrument2020R05054
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalitySpring Valley City
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictSpring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$31,014 (+8.56%) Land $3,273 Building $27,741$93,042 (+8.56%) Land $9,819 Building $83,223
2024Homeowner's exemption$28,569 (+6.64%) Land $3,015 Building $25,554$85,707 (+6.64%) Land $9,045 Building $76,662
2023$26,790 Land $2,827 Building $23,963$80,370 Land $8,481 Building $71,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 N Richards St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1982–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 N Richards St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING VALLEY
serves 5,582 people · EPA ID IL0111000
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Geneseo Communications Services
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: digiMax, Nextlink.

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