Shelby County property record for 620 N Ohio Ave, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,806 sqft · built 1900 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Dec 2015) |
| Tax Bill | $1,646 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jan 2026 Mortgage + 9 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1825452.002 |
| Primary APN | 01-1825452.002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,806 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Upper Floors Area | 1,378 sqft |
| Basement Area | 1,378 sqft |
| Unfinished Basement | 1,208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 5,445 sqft (0.125 acres) |
| Lot Dimensions | 165 ft deep x 33 ft wide |
| Garage Area | 204 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 414 sqft |
| Patio Area | 64 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 620 N OHIO AVE |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 281 32.9 OFF S SIDE SAID LOT CITY OF SIDNEY 020-18-25-452-002 |
| Legal Subdivision | CITY/SIDNEY |
| Legal Lot Number | 281 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 972000 |
620 N Ohio Ave is owned and occupied by an individual who acquired it in September 2018.
Source: Shelby County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 17, 2006 | Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO |
| Mar 9, 2010 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 10, 2014 | Deed of Trust, Mortgage FIFTH THIRD BANK OF WESTERN OHIO |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Sep 18, 2018 | Intrafamily Transfer, Transfer |
| Dec 31, 2015 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2015 · Amount on File |
| Deed Sale | Dec 31, 2015 · Amount on File |
| Deed Document Number | 20156673 |
| Deed Book / Page | 2019 / 312 |
| Last Transfer Date | Sep 18, 2018 |
| Transfer Doc | 002143/278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Document Number | 02313/1395 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 2313/1395 |
| Instrument | 202300541 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Document Number | 002330/824 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 2330/824 |
| Instrument | 202600490 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001589/372 |
|---|---|
| Date | May 17, 2006 |
| Book Page | 1589/372 |
| Instrument | 200600003512 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Jun 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001764/245 |
|---|---|
| Date | Mar 9, 2010 |
| Book Page | 1764/245 |
| Instrument | 201000001152 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Apr 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002189/509 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 2189/509 |
| Instrument | 201900005134 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002255/501 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 2255/501 |
| Instrument | 202000007307 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001959/090 |
|---|---|
| Date | Jul 10, 2014 |
| Book Page | 1959/090 |
| Instrument | 201400003143 |
| Name | FIFTH THIRD BANK OF WESTERN OHIO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Jun 25, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2255/501 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 2255/501 |
| Instrument | 202000007307 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2189/509 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 2189/509 |
| Instrument | 201900005134 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Sep 18, 2018 |
| Property Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Document Number | 002143/278 |
| Book / Page | 2143 / 278 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 201800004725 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 N OHIO AVE, 620, SIDNEY, OH 45365-2128 |
| Name | Verified Name |
|---|---|
| Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Dec 31, 2015 |
| Property Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Document Number | 002019/312 |
| Book / Page | 2019 / 312 |
| Instrument Date | Dec 28, 2015 |
| Instrument | 201500006673 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 620 N OHIO AVE, SIDNEY, OH 45365-2128 |
| Document Number | 002019/314 |
|---|---|
| Date | Dec 31, 2015 |
| Book Page | 2019/314 |
| Instrument | 201500006674 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2046 |
The 2025 property tax bill for 620 N Ohio Ave was $1,646 with a homeowner's exemption, down 6.1% from the year before.
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,646.00 (-6.05%) | $51,020 (+0.75%) Land $4,250 Building $46,770 | |
| 2024 | $1,752.00 (-1.52%) Homeowner's exemption | $50,640 (-) Land $4,250 Building $46,390 | |
| 2023 | $1,779.00 (+17.43%) Homeowner's exemption | $50,640 (+32.7%) Land $4,250 Building $46,390 | $145,760 Land $12,140 Building $133,620 |
| 2022 | $1,515.00 Homeowner's exemption | $38,160 Land $3,450 Building $34,710 | |
| 2020 | $109,040 Land $9,870 Building $99,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 620 N Ohio Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 620 N Ohio Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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