Mercer County property record for 620 N Mill St, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,161 sqft · built 1913 |
| Lot Size | 0.151 acres (6,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,500 (Sep 2026) |
| Tax Bill | $2,247 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-322800.0000 |
| Primary APN | 27-322800.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,161 sqft Living Area |
| Basement Area | 986 sqft |
| Unfinished Basement | 986 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Lot Area | 6,600 sqft (0.151 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Street Address | 620 N MILL ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OVERLY ADDITION LOT#: 8 |
| Legal Subdivision | OVERLY ADDITION |
| Legal Lot Number | 8 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 967400 |
Source: Mercer County records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 N MILL ST, CELINA, OH 45822-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK/BLUFFTON |
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO |
| Oct 12, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage DYNAMIC FCU |
| Jan 13, 2016 | Survivorship Deed, Transfer · Conventional Mortgage THE PEOPLES BANK CO |
| May 11, 2007 | Sheriff's Deed, Foreclosure FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on Record |
| Deed Sale | Sep 22, 2026 · Amount on Record |
| Prior Sale | Jan 13, 2016 · Amount on Record |
| Deed Document Number | 20264432 |
| Prior Transfer Date | Jan 8, 2016 |
| Prior Transfer Doc | 0000000182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 22, 2026 |
| Property Address | 620 N MILL ST, CELINA, OH 45822-1443 |
| Document Number | 0000004432 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20264432 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | FOUR SEASONS TITLE, FOUR DIAMOND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88,021.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 N MILL ST, CELINA, OH 45822-1443 |
| Document Number | 0000004433, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 20264433 |
| Name | CITIZENS NATIONAL BANK/BLUFFTON |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 620 N MILL ST, CELINA, OH 45822-1443 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202100005312 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 202100005312 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Oct 12, 2022 |
| Property Address | 620 N MILL ST, CELINA, OH 45822-1443 |
| Document Number | 202200004956 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 202200004956 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 620 N MILL ST, CELINA, OH 45822-1443 |
| Document Number | 202200004957 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 202200004957 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jan 13, 2016 |
| Property Address | 620 N MILL ST, CELINA, OH 45822-1443 |
| Document Number | 201600000182 |
| Instrument Date | Jan 8, 2016 |
| Instrument | 201600000182 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 620 N MILL ST, CELINA, OH 45822-1443 |
| Document Number | 201600000183 |
|---|---|
| Date | Jan 13, 2016 |
| Instrument | 201600000183 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2046 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 11, 2007 |
| Property Address | 620 N MILL ST, CELINA, OH 45822-1443 |
| Document Number | 200700002558 |
| Instrument Date | May 11, 2007 |
| Instrument | 200700002558 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 620 N MILL ST, CELINA, OH 45822-1443 |
| Investor | Possibly a Property Investor |
| Document Number | 200700002559 |
|---|---|
| Date | May 11, 2007 |
| Instrument | 200700002559 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2037 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,247.00 | $56,810 (-) Land $5,780 Building $51,030 | |
| 2024 | $2,247.00 (-1.96%) | $56,810 (-) Land $5,780 Building $51,030 | |
| 2023 | $2,292.00 (+39.5%) | $56,810 (+59.58%) Land $5,780 Building $51,030 | $162,300 (+59.59%) Land $16,500 Building $145,800 |
| 2022 | $1,643.00 | $35,600 Land $3,400 Building $32,200 | |
| 2020 | $101,700 Land $9,700 Building $92,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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