620 N Main St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 620 N Main St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,832 sqft · built 1949
Lot Size	0.337 acres (14,691 sqft)
Owner	Individual Name on File
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099030000000018004`

Property Details

APN / Parcel Number

Primary APN	`099030000000018004`

Interior

Full Baths	2 Baths
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Roof Material	Composition Shingle
Lot Area	14,691 sqft (0.337 acres)
Lot Dimensions	177 ft deep x 82.8 ft wide

Location & Zoning

Street Address	620 N MAIN ST
City	MOUNT VERNON
State	MO
Zip	65712-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAIN,N,620; LT 4 THE ROUNDD EDGE S/D - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	ROUND EDGE SUBDIVISION
Legal Lot Number	4
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1000
Census Tract	470202

Owner

620 N Main St is owned and occupied by an individual.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	620 N MAIN ST, MOUNT VERNON, MO 65712-1004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 22, 2022
Property Address	620 N MAIN ST, MOUNT VERNON, MO 65712-1004
Document Number	00458/2342
Book / Page	458 / 2342
Map Reference	MB 457 PG 6400
Instrument Date	Apr 21, 2022
Instrument	2022-00002359
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N MAIN ST, MOUNT VERNON, MO 65712-1004

Mortgage

Document Number	0004582343
Date	Apr 22, 2022
Instrument	458/2343

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 620 N Main St was $1,854, up 0.1% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,720 (-) Land $2,090 Building $35,630
2025	$1,854.00 (+0.05%)	$37,720 Land $2,090 Building $35,630	$180,000
2024	$1,853.00 (+9.64%)
2023	$1,690.00 (+7.3%)	$34,200 Land $2,090 Building $32,110	$180,000
2022	$1,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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