620 N Main St, Covington, TN 38019 Property Records

Tipton County property record for 620 N Main St, Covington, TN 38019

Property Summary

Property Type	Residential Vacant Land
Details	2 ba · 2,854 sqft · built 1928
Lot Size	0.626 acres (27,265 sqft)
Owner	Individual Name on Record
Last Sale	$80,268 (Sep 2003)
Tax Bill	$687 (2022)
Deeds & Mortgages	May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`084025N C 01800`

Property Details

APN / Parcel Number

Primary APN	`084025N C 01800`
Alternative APN	`025N C 01800`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,854 sqft Living Area
1st Floor Area	2,048 sqft
Upper Floors Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,265 sqft (0.626 acres)
Lot Dimensions	205 ft deep x 133 ft wide
Porch	Open Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 N MAIN ST
City	COVINGTON
State	TN
Zip	38019-1820
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 01, COUNTY AREA: C70
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2007
Census Tract	40700

Owner

Source: Tipton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2161 HIGHWAY 19 E, RIPLEY, TN 38063-8291
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2003 · Amount on Record
Deed Sale	Sep 9, 2003 · Amount on Record
Prior Sale	Jan 26, 1912
Deed Book / Page	1093 / 206
Record Updated	Oct 29, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	620 N MAIN ST, COVINGTON, TN 38019-1820
Document Number	1800941
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 457 RIPLEY TN 380630457, RIPLEY, TN 38063-0457

Mortgage

Document Number	1800941
Date	Jun 6, 2019
Book Page	001800/000941
Instrument	223663

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Term	36 Months
Due	Jun 5, 2022

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,475 (-) Land $28,475
2023		$28,475 Land $28,475
2022	$687.00
2020			$113,900 Land $113,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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