620 N Jefferson St, Lima, OH 45801 Property Records

Allen County property record for 620 N Jefferson St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1880
Lot Size	0.149 acres (6,490 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Feb 2019)
Tax Bill	$471 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`37-3012-01-006.000`

Property Details

APN / Parcel Number

Primary APN	`37-3012-01-006.000`
Alternative APN	`M3837301201006000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
Gross Area	1,352 sqft
1st Floor Area	728 sqft
Upper Floors Area	416 sqft
Basement Area	208 sqft
Family Room	Family Room

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Porch	Open Frame Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	620 N JEFFERSON ST
City	LIMA
State	OH
Zip	45801-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCULLOUGHS FIFTH ADDITION LOT 3348 FF 50.00
Legal Subdivision	MCCULLOUGHS FIFTH ADDITION
Legal Lot Number	3348
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1018
Census Tract	14100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	620 N JEFFERSON ST, LIMA, OH 45801-4134
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Feb 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Aug 21, 1987 · Amount on Record
Deed Document Number	20191408
Deed Book / Page	2019 / 1408
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	620 N JEFFERSON ST, LIMA, OH 45801-4134
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11120011569
Date	Nov 12, 2025
Book Page	2025/11569
Instrument	202511120011569

Lender

Name	THE UNION BANK CO
Type	Bank
Address	1410 BELLEFONTAINE AVE, LIMA, OH 45804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2035

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 15, 2019
Property Address	620 N JEFFERSON ST, LIMA, OH 45801-4134
Document Number	0000001408
Instrument Date	Feb 14, 2019
Instrument	1408
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$75.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	124 HIGHLAND LAKES DR LIMA OH 458011403, LIMA, OH 45801-1403

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$471.00 (+0.43%)	$11,480 (-) Land $1,540 Building $9,940	$32,800 (-) Land $4,400 Building $28,400
2024	$469.00 (-6.94%)	$11,480 (+5.13%) Land $1,540 Building $9,940	$32,800 (+5.13%) Land $4,400 Building $28,400
2023	$504.00 (-0.2%)	$10,920 (-) Land $1,470 Building $9,450
2022	$505.00	$10,920 Land $1,470 Building $9,450
2021			$31,200 Land $4,200 Building $27,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, TSC.

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