620 N Ham Ln, Lodi, CA 95242 Property Records

San Joaquin County property record for 620 N Ham Ln, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1961
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jun 2025)
Tax Bill	$5,435 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`037-021-010-000`

Property Details

APN / Parcel Number

Primary APN	`037-021-010-000`
Alternative APN	`037-021-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	037-021-01
Street Address	620 N HAM LN
City	LODI
State	CA
Zip	95242-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TRACT 382 LOT 1
Legal Subdivision	BEL-AIR ESTATES
Legal Tract	382
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2000
Census Tract	4204

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 N HAM LN, LODI, CA 95242-2419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 18, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Sep 17, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jun 4, 2019	Grant Deed, Transfer · FHA Mortgage SCENIC OAKS FUNDING
Sep 7, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	Nov 3, 2023 · Amount on Record
Deed Document Number	202547788
Prior Transfer Date	Aug 22, 2018
Prior Transfer Doc	0000100209
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 3, 2023
Property Address	620 N HAM LN, LODI, CA 95242-2419
Document Number	0000090969
Map Reference	VOL 14 PG 21
Instrument Date	Oct 14, 2023
Instrument	2023-090969
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N HAM LN, LODI, CA 95242-2419

Mortgage

Document Number	0000090970
Date	Nov 3, 2023
Instrument	2023-090970

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	620 N HAM LN, LODI, CA 95242-2419
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N HAM LN, LODI, CA 95242-2419

Mortgage

Document Number	0000094612
Date	Aug 9, 2022
Instrument	2022-094612

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	620 N HAM LN, LODI, CA 95242-2419
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N HAM LN, LODI, CA 95242-2419

Mortgage

Document Number	0000104418
Date	Jun 18, 2021
Instrument	2021-104418

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	620 N HAM LN, LODI, CA 95242-2419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N HAM LN, LODI, CA 95242-2419

Mortgage

Document Number	0000121745
Date	Sep 17, 2020
Instrument	2020-121745

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 4, 2019
Property Address	620 N HAM LN, LODI, CA 95242-2419
Document Number	0000058080
Map Reference	VOL 14 PG 21
Instrument Date	May 29, 2019
Instrument	2019-058080
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N HAM LN, LODI, CA 95242-2419

Mortgage

Document Number	0000058081
Date	Jun 4, 2019
Instrument	2019-058081

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 7, 2018
Property Address	620 N HAM LN, LODI, CA 95242-2419
Document Number	0000100209
Instrument Date	Aug 20, 2018
Instrument	100209
Transaction Type	Foreclosure
Record Updated	Sep 25, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$248.60
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6900 WEST LN STOCKTON CA 952103345, STOCKTON, CA 95210-3345

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,435.00 (+4.6%)
2025	$5,196.00 (+20.42%)	$479,400 (+20.52%) Land $142,800 Building $336,600
2023	$4,315.00 (+2.28%)	$397,785 Land $96,498 Building $301,287	$410,400
2022	$4,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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