620 N D St, Duncan, OK 73533 Property Records

Stephens County property record for 620 N D St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1950
Lot Size	0.147 acres (6,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Oct 2021)
Tax Bill	$328 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20140`

Property Details

APN / Parcel Number

Primary APN	`20140`
Alternative APN	`1440-00-003-020-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,415 sqft (0.147 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	48 sqft
Shed	1 Shed
Shed Area	96 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	20140
Street Address	714 N D ST
City	DUNCAN
State	OK
Zip	73533-5923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 3 LOT 20 RAYBURN (620 N D)
Legal Range	07W
Legal Township	01N
Legal Section	33
Legal Subdivision	RAYBURN
Legal Block	3
Legal Lot Number	20
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	2
Census Block	2010
Census Tract	400

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	714 N D ST, DUNCAN, OK 73533-5923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage BOC BANK
Oct 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RANDOM ACRES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Sep 11, 2013
Deed Document Number	20219570
Deed Book / Page	6047 / 159
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	620 N D ST, DUNCAN, OK 73533-5921
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005706/002
Date	Aug 26, 2019
Book Page	5706/002
Instrument	2019-008549

Lender

Name	BOC BANK
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Jul 15, 2026

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Oct 1, 2021
Property Address	620 N D ST, DUNCAN, OK 73533-5921
Document Number	006047/159
Book / Page	6047 / 159
Instrument Date	Sep 10, 2021
Instrument	2021-009570
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 N DUNCAN, DUNCAN, OK 73533

Mortgage

Document Number	2021009571
Date	Oct 1, 2021
Instrument	2021-009571

Lender

Name	RANDOM ACRES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,893 (-) Land $494 Building $3,399	$35,394 (-21.49%) Land $4,491 Building $30,903
2025	$328.00 (+4.79%)	$3,893 (+10.22%) Land $494 Building $3,399	$45,080 (-0.23%) Land $4,491 Building $40,589
2024	$313.00 (+8.68%)	$3,532 (+0.03%) Land $494 Building $3,038	$45,182 (+0.07%) Land $4,491 Building $40,691
2023	$288.00	$3,531 Land $494 Building $3,037	$45,151 Land $4,491 Building $40,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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