Iroquois County property record for 620 N Commerce St, Gilman, IL 60938
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.602 acres (26,224 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,500 (Apr 2021) |
| Tax Bill | $4,090 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17 31 154 003 |
| Primary APN | 17 31 154 003 |
|---|
| Lot Area | 26,224 sqft (0.602 acres) |
|---|
| Street Address | 620 N COMMERCE ST |
|---|---|
| City | GILMAN |
| State | IL |
| Zip | 60938-1249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 1, 2, 3 & 4 & ELY 27.5' VAC ST W & ADJ |
| Legal Lot Number | 1-4 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 950600 |
Source: Iroquois County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 N COMMERCE ST, GILMAN, IL 60938-1249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2021 · Amount on Record |
| Deed Sale | Apr 21, 2021 · Amount on Record |
| Prior Sale | Nov 5, 2009 |
| Deed Document Number | 20211589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Recording Date | Apr 21, 2021 |
| Property Address | 620 N COMMERCE ST, GILMAN, IL 60938-1249 |
| Document Number | 21R1589 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 21R1589 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | PROPERTY TITLE, PROPER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126.75 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 N COMMERCE ST, GILMAN, IL 60938-1249 |
| Document Number | 21R1590 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 21R1590 |
| Name | PROSPECT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Douglas Township |
| Municipality | Gilman City |
| Unified School District | Iroquois West Community Unit School District 10 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,090.00 (+13.83%) | $58,550 (+13.23%) Land $8,960 Building $49,590 | $175,650 (+13.23%) Land $26,880 Building $148,770 |
| 2022 | $3,593.00 Homeowner's exemption | $51,710 Land $7,910 Building $43,800 | $155,130 Land $23,730 Building $131,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILMAN serves 1,793 people · EPA ID IL0750450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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