620 N Cherry St, Kenton, OH 43326 Property Records

Hardin County property record for 620 N Cherry St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,332 sqft
Lot Size	0.295 acres (12,880 sqft)
Owner	Individual Name on File
Last Sale	$176,900 (Jan 2019)
Tax Bill	$1,743 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-650065.0000`

Property Details

APN / Parcel Number

Primary APN	`36-650065.0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,332 sqft Living Area
1st Floor Area	1,324 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,880 sqft (0.295 acres)
Lot Dimensions	140 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 N CHERRY ST
City	KENTON
State	OH
Zip	43326-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAYNE HTS 1/2 VAC ALLEY 16-17
Legal Subdivision	WAYNE HTS
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2021
Census Tract	200

Owner

620 N Cherry St is owned and occupied by an individual who bought it in January 2019.

Source: Hardin County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	620 N CHERRY ST, KENTON, OH 43326-1301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 12, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 22, 2019	Warranty Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019 · Amount on File
Deed Sale	Jan 22, 2019 · Amount on File
Prior Sale	Nov 25, 1998
Deed Document Number	2019169
Deed Book / Page	552 / 84
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	620 N CHERRY ST, KENTON, OH 43326-1301
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N CHERRY ST, KENTON, OH 43326-1301

Mortgage

Document Number	000567/578
Date	Jan 27, 2023
Book Page	567/578
Instrument	2023000250

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Apr 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	620 N CHERRY ST, KENTON, OH 43326-1301
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00561/1652
Date	Jul 9, 2021
Book Page	561/1652
Instrument	202100002407

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Apr 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	620 N CHERRY ST, KENTON, OH 43326-1301
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00555/2825
Date	Feb 12, 2020
Book Page	555/2825
Instrument	202000000412

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jan 22, 2019
Property Address	620 N CHERRY ST, KENTON, OH 43326-1301
Document Number	00552/0084
Book / Page	552 / 0084
Map Reference	MB D PG 16&17
Instrument Date	Jan 22, 2019
Instrument	201900000169
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N CHERRY ST # NN, NN, KENTON, OH 43326-1301

Mortgage

Document Number	201900000170
Date	Jan 22, 2019
Instrument	201900000170

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 620 N Cherry St was $1,743, down 2.5% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,743.00 (-2.52%)	$40,560 (-) Land $3,700 Building $36,860
2024	$1,788.00 (+5.24%)	$40,560 (-) Land $3,700 Building $36,860
2023	$1,699.00 (-10.01%)	$40,560 (+1.63%) Land $3,700 Building $36,860	$115,880 Land $10,570 Building $105,310
2022	$1,888.00	$39,910 Land $3,240 Building $36,670
2020			$114,030 Land $9,260 Building $104,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 N Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 N Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100

May also be available: Verizon.

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