620 N Central Ave, Fairborn, OH 45324 Property Records

Greene County property record for 620 N Central Ave, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 1946
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Jan 2024)
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A021010098`

Property Details

APN / Parcel Number

Primary APN	`A021010098`
Alternative APN	`A02-0001-0010.0-0098.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	963 sqft
Basement Area	923 sqft
Unfinished Basement	923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,797 sqft (0.179 acres)
Lot Width	65 ft Width
Garage Type	Detached
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 N CENTRAL AVE
City	FAIRBORN
State	OH
Zip	45324-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MEADOWLAWN ALL LOT 661 620 N CENTRAL AV
Legal Subdivision	MEADOWLAWN
Legal Lot Number	661
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	3
Census Block	3010
Census Tract	200300

Owner

620 N Central Ave is owned and occupied by an individual who bought it in January 2024.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	620 N CENTRAL AVE, FAIRBORN, OH 45324-5212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Sep 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2024 · Amount on File
Deed Sale	Jan 29, 2024 · Amount on File
Prior Sale	Sep 9, 2021 · Amount on File
Deed Document Number	20241020
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jan 29, 2024
Property Address	620 N CENTRAL AVE, FAIRBORN, OH 45324-5212
Document Number	0000001020
Map Reference	MB 2 PGS 224
Instrument Date	Jan 12, 2024
Instrument	2024001020
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N CENTRAL AVE, FAIRBORN, OH 45324-5212

Mortgage

Document Number	0000001021
Date	Jan 29, 2024
Instrument	2024001021

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	11.2%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Sep 9, 2021
Property Address	620 N CENTRAL AVE, FAIRBORN, OH 45324-5212
Document Number	0000022244
Map Reference	MB 2 PG 224&225
Instrument Date	Aug 24, 2021
Instrument	2021022244
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N CENTRAL AVE, FAIRBORN, OH 45324-5212
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022245
Date	Sep 9, 2021
Instrument	2021022245

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 620 N Central Ave was $2,369, down 2.5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,369.00 (-2.51%)	$51,990 (-) Land $11,250 Building $40,740
2024	$2,430.00 (-1.02%)	$51,990 (-) Land $11,250 Building $40,740
2023	$2,455.00 (+20.34%)	$51,990 (+35.43%) Land $11,250 Building $40,740	$148,520 Land $32,130 Building $116,390
2022	$2,040.00	$38,390 Land $6,620 Building $31,770
2020			$109,670 Land $18,900 Building $90,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 N Central Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (1980–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 N Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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