620 N Bluff St, Joliet, IL 60435 Property Records

Will County property record for 620 N Bluff St, Joliet, IL 60435

Property Summary

Property TypeSingle Family Home
Details780 sqft · built 1963
Lot Size0.19 acres (8,207 sqft)
OwnerIndividual Name on File
Tax Bill$1,820 (2025)
Deeds & MortgagesApr 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN30-07-09-215-014

Property Details

APN / Parcel Number

Primary APN30-07-09-215-014
Alternative APN
  • 07092150140000

Interior

Stories1 Story
Building Area780 sqft
Basement Area780 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area8,207 sqft (0.19 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address620 N BLUFF ST
CityJOLIET
StateIL
Zip60435-6307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 7 3 BLOCK 3 IN NORTH JOLIET, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4 OF SEC.9, T35N-R10E.
Legal Range10E
Legal Township35N
Legal Section09
Legal SubdivisionNORTH JOLIET
Legal Block3
Legal Lot Number2
JurisdictionWILL IL
Township / Civil DivisionJOLIET
Census Block Group1
Census Block1020
Census Tract881900

Owner

620 N Bluff St is owned and occupied by an individual who acquired it in June 2006.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address620 N BLUFF ST, JOLIET, IL 60435-6307
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 19, 2006
Transfer Doc0000165250
Record UpdatedOct 29, 2026

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWILL IL
Property Address620 N BLUFF ST, JOLIET, IL 60435-6307
Document Number0000032240
Instrument DateApr 8, 2019
Transaction TypeMortgage
Record UpdatedJun 13, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 N BLUFF ST JOLIET IL 604356307, JOLIET, IL 60435-6307

Mortgage

Document Number0000032240
DateMay 30, 2019
Instrument32240
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 29, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 620 N Bluff St was $1,820.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionJoliet Township
MunicipalityJoliet City
Elementary School DistrictJoliet Public School District 86 (PK - 08)
Secondary School DistrictJoliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,820.00$47,575 (+9.3%) Land $13,136 Building $34,439$142,725 (+9.3%) Land $39,408 Building $103,317
2024$43,527 Land $12,018 Building $31,509$130,581 Land $36,054 Building $94,527
2022$2,676.00 Homeowner's exemption$34,983 Land $9,659 Building $25,324$104,949 Land $28,977 Building $75,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 N Bluff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Most Recent ClaimSep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 N Bluff St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Bertram Communications, Verizon.

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