620 N 12th St, Reading, PA 19604 Property Records

Berks County property record for 620 N 12th St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,212 sqft · built 1910
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Apr 2022)
Tax Bill$900 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5317-62-13-5773

Property Details

APN / Parcel Number

Primary APN5317-62-13-5773
Alternative APNs
  • 12-5317-62-13-5773
  • 12188800
  • 188800

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,212 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
PorchStoop

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12188800
Street Address620 N 12TH ST
CityREADING
StatePA
Zip19604-2622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block13
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2006
Census Tract1500

Owner

620 N 12th St is owned and occupied by an individual who bought it in April 2022.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address620 N 12TH ST, READING, PA 19604-2622
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2022 · Amount on File
Deed SaleApr 27, 2022 · Amount on File
Prior SaleAug 31, 2015 · Amount on File
Deed Document Number202217411
Record UpdatedOct 29, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateApr 27, 2022
Property Address620 N 12TH ST, READING, PA 19604-2622
Document Number0000017411
Instrument DateApr 8, 2022
Instrument2022017411
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanySIGNATURE ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 N 12TH ST, READING, PA 19604-2622

Mortgage

Document Number0000017412
DateApr 27, 2022
Instrument2022017412
Lender
NameCUSTOMERS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 620 N 12th St was $900.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$900.00$31,900 Land $12,000 Building $19,900$12,000 Land $12,000
2024$844.00$31,900 Land $12,000 Building $19,900
1994$31,900 Land $12,000 Building $19,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 620 N 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 N 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on N 12th St

Nearby Streets

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