Cabarrus County property record for 620 Mount Pleasant Rd W, Mount Pleasant, NC 28124
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 2018 |
| Lot Size | 6.6 acres (287,496 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,000 (Jun 2014) |
| Tax Bill | $2,415 (2023) |
| Deeds & Mortgages | Jun 2018 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5660 93 7758 |
| Primary APN | 5660 93 7758 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,994 sqft |
| 1st Floor Area | 1,740 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 287,496 sqft (6.6 acres) |
| Lot Width | 901 ft Width |
| Garage Type | Mixed |
| Garage Area | 540 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 336 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 474 sqft |
| Patio Area | 240 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 95418 |
|---|---|
| Street Address | 620 MOUNT PLEASANT RD W |
| City | MOUNT PLEASANT |
| State | NC |
| Zip | 28124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RL |
| Legal Description | P/O LT 5 MARTHA J MCALLISTER ESTATE |
| Legal Subdivision | MT PLEASANT OUTSIDE |
| Legal Lot Number | 5 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 8, MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 41701 |
620 Mount Pleasant Rd W, a rural home, is owned by two individuals who bought it in June 2014.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 87, MOUNT PLEASANT, NC 28124-0087 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK |
| Oct 13, 2017 | Trustee's Deed, Construction Loan · Line of Credit UWHARRIE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2014 · Amount on File |
| Deed Sale | Jun 16, 2014 · Amount on File |
| Prior Sale | Sep 9, 1983 · Amount on File |
| Deed Book / Page | 10999 / 106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 620 MOUNT PLEASANT RD W, MT PLEASANT, NC 28124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013048180 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 13048/0180 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2033 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 13, 2017 |
| Property Address | 620 MOUNT PLEASANT RD W, MT PLEASANT, NC 28124 |
| Book / Page | 012718 / 000260 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 26729 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 87 MOUNT PLEASANT NC 281240087, MOUNT PLEASANT, NC 28124-0087 |
| Document Number | 12718260 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 012718/000260 |
| Instrument | 26729 |
| Name | UWHARRIE BK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28002-0338 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 12, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,530 Land $161,140 Building $304,390 | ||
| 2024 | $465,530 (+65.41%) Land $161,140 Building $304,390 | ||
| 2023 | $2,415.00 | $281,440 Land $89,050 Building $192,390 | $281,440 Land $89,050 Building $192,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Mount Pleasant Rd W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Mount Pleasant Rd W is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT PLEASANT serves 1,786 people · EPA ID NC0113020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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