Bergen County and Ridgewood Village property record for 620 Morningside Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,800 sqft · built 1900 |
| Lot Size | 0.521 acres (22,695 sqft) |
| Owner | Company Name on File |
| Last Sale | $850,000 (Nov 2010) |
| Tax Bill | $23,085 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-01309-0000-00013 |
| Primary APN | 51-01309-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,800 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,695 sqft (0.521 acres) |
| Lot Dimensions | 167 ft deep x 136 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 620 MORNINGSIDE RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .521 AC |
| Legal Block | 1309 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 47200 |
620 Morningside Rd is owned by a company that bought it in November 2010.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 620 MORNINGSIDE RD, RIDGEWOOD, NJ 07450-1318 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2010 · Amount on File |
| Deed Sale | Nov 2, 2010 · Amount on File |
| Prior Sale | Aug 2, 1996 · Amount on File |
| Deed Book / Page | 634 / 788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 620 MORNINGSIDE RD, RIDGEWOOD, NJ 07450-1318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0050691156 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 5069/1156 |
| Instrument | 2023056534 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 620 MORNINGSIDE RD, RIDGEWOOD, NJ 07450-1318 |
| Document Number | 0035981581 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 MORNINGSIDE RD RIDGEWOOD NJ 074501318, RIDGEWOOD, NJ 07450-1318 |
| Document Number | 0035981581 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 003598/001581 |
| Instrument | 20048930 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2050 |
The 2025 property tax bill for 620 Morningside Rd was $23,085, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798,800 (-) Land $457,600 Building $341,200 | $798,800 (-) Land $457,600 Building $341,200 | |
| 2025 | $23,085.00 (+0.73%) | $798,800 Land $457,600 Building $341,200 | $798,800 Land $457,600 Building $341,200 |
| 2024 | $22,917.00 | ||
| 2023 | $798,800 Land $457,600 Building $341,200 | $798,800 Land $457,600 Building $341,200 | |
| 2022 | $21,831.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Morningside Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Morningside Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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