620 Montevista Rd, Union Hall, VA 24176 Property Records

Franklin County property record for 620 Montevista Rd, Union Hall, VA 24176

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 984 sqft · built 1988
Lot Size	0.011 acres (500 sqft)
Owner	Individual Name on File
Last Sale	$297,500 (Apr 2022)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051 05-047 00`

Property Details

APN / Parcel Number

Primary APN	`051 05-047 00`
Alternative APN	`15938`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,136 sqft
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	500 sqft (0.011 acres)
Terrain	Rolling
View / Lot	Waterfront
Porch	Slab
Porch Area	32 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15938
Street Address	620 MONTEVISTA RD
City	UNION HALL
State	VA
Zip	24176-2419
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RPD
Legal Description	HIGHLAND POINTE UNIT 604 PHASE 3 CONDO
Legal Subdivision	HIGHLAND POINT CONDOMINIUM
Legal Phase	3
Legal Unit	604
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	3
Census Block	3008
Census Tract	20102

Owner

620 Montevista Rd, a condominium, is owned by an individual who bought it in April 2022.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 263, MATHENY, WV 24860-0263
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 10, 2017	Warranty Deed, Transfer · Conventional with PMI SUMMIT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Jul 10, 2017 · Amount on File
Deed Document Number	20223267
Deed Book / Page	1183 / 704
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 26, 2022
Property Address	620 MONTEVISTA RD, UNION HALL, VA 24176-2419
Document Number	0011830704
Book / Page	1183 / 704
Map Reference	MB 386 PG 303
Instrument Date	Apr 5, 2022
Instrument	220003267
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 263, BANNER ELK, NC 28604-0263

Mortgage

Document Number	0220003268
Date	Apr 26, 2022
Instrument	220003268

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 10, 2017
Property Address	620 MONTEVISTA RD, UNION HALL, VA 24176-2419
Document Number	0010950286
Book / Page	001095 / 000286
Instrument Date	Jun 8, 2017
Instrument	4209
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 KNOLLWOOD DR HURT VA 245632019, HURT, VA 24563-2019

Mortgage

Document Number	10950291
Date	Jul 10, 2017
Book Page	001095/000291
Instrument	4210

Lender

Name	SUMMIT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 620 Montevista Rd was $1,484.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00	$345,200 Land $83,000 Building $262,200	$345,200 Land $83,000 Building $262,200
2023	$1,300.00	$203,700 (-4.46%) Land $80,000 Building $123,700	$203,700 (-4.46%) Land $80,000 Building $123,700
2022		$213,200 Land $80,000 Building $133,200	$213,200 Land $80,000 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Montevista Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	31 units insured incl. 24 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Montevista Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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