620 Merced St, Big Bear Lake, CA 92315 Property Records

San Bernardino County property record for 620 Merced St, Big Bear Lake, CA 92315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 510 sqft · built 1928
Lot Size	0.053 acres (2,325 sqft)
Owner	Company Name on File
Last Sale	$30,500 (Apr 2023)
Tax Bill	$4,437 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0309-123-41-0000`

Property Details

APN / Parcel Number

Primary APN	`0309-123-41-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	510 sqft Living Area
1st Floor Area	510 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	2,325 sqft (0.053 acres)
Lot Dimensions	93 ft deep x 25 ft wide
View / Lot	Average
Porch	Patio/Porch
Porch Area	324 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 MERCED ST
City	BIG BEAR LAKE
State	CA
Zip	92315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1768 LOT 39
Legal Subdivision	CARTERS CAMP
Legal Tract	1768
Legal Block	1
Legal Lot Number	39
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1039
Census Tract	11205

Owner

620 Merced St is owned by a company that bought it in April 2023.

Source: San Bernardino County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	1770 WRIGHT ST, POMONA, CA 91766-1100
Owner Type	Company
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage JETT SCHUSTER
Apr 26, 2023	Grant Deed, Transfer · Seller Carry-Back CLAY NAREY ETUX
Oct 19, 2021	Grant Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
May 15, 2017	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Prior Sale	Oct 19, 2021 · Amount on File
Deed Document Number	202399980
Prior Transfer Date	Oct 3, 2016
Prior Transfer Doc	0000422026
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	620 MERCED ST, BIG BEAR LAKE, CA 92315
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39158 VISTA DEL BOSQUE, MURRIETA, CA 92562-8606

Mortgage

Document Number	0000316014
Date	Dec 29, 2025
Instrument	2025-0316014

Lender

Name	JETT SCHUSTER
Type	Private Party
Address	4 TURNBERRY DR, COTO DE CAZA, CA 92679

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 26, 2023
Property Address	620 MERCED ST, BIG BEAR LAKE, CA 92315
Document Number	0000099980
Map Reference	MB 25 PG 75
Instrument Date	Apr 20, 2023
Instrument	2023-0099980
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 WRIGHT ST, POMONA, CA 91766-1100

Mortgage

Document Number	0000099981
Date	Apr 26, 2023
Instrument	2023-0099981

Lender

Name	CLAY NAREY ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 19, 2021
Property Address	620 MERCED ST, BIG BEAR LAKE, CA 92315
Document Number	0000472222
Map Reference	MB 25 PG 75
Instrument Date	Sep 21, 2021
Instrument	2021-0472222
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 MERCED ST, BIG BEAR LAKE, CA 92315

Mortgage

Document Number	0000472223
Date	Oct 19, 2021
Instrument	2021-0472223

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 15, 2017
Property Address	620 MERCED ST, BIG BEAR LAKE, CA 92315
Document Number	0000198901
Map Reference	MAP25 PG75
Instrument Date	Apr 17, 2017
Instrument	2017-0198901
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE CO SOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2626 ELIZONDO AVE, SIMI VALLEY, CA 93065-4712

Mortgage

Document Number	0000198902
Date	May 15, 2017
Instrument	2017-0198902

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 620 Merced St was $4,437.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Big Bear Lake City
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$293,800 (-) Land $58,800 Building $235,000
2025	$4,437.00	$293,800 Land $58,800 Building $235,000
2023	$4,132.00 (+4.87%)	$282,540 Land $56,508 Building $226,032
2022	$3,940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 620 Merced St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Merced St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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