Porter County property record for 620 McCool Rd, Valparaiso, IN 46385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1975 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Oct 2025) |
| Tax Bill | $1,638 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-06-31-482-014.000-015 |
| Primary APN | 64-06-31-482-014.000-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Other |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 11,200 sqft (0.257 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 00000976132 |
|---|---|
| Street Address | 620 MCCOOL RD |
| City | VALPARAISO |
| State | IN |
| Zip | 46385-8241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HAVEN 5TH ADD UNIT 4 LOT 1671 TCCD |
| Legal Subdivision | SOUTH HAVEN 5TH ADD |
| Legal Lot Number | 1671 |
| Jurisdiction | PORTER IN |
| Township / Civil Division | PORTAGE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 50505 |
Source: Porter County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 620 MCCOOL RD, VALPARAISO, IN 46385-8241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage DEMOTTE STATE BANK |
| Oct 28, 2025 | Warranty Deed, Transfer · Commercial Mortgage DEMOTTE STATE BANK |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK |
| Jun 6, 2018 | Warranty Deed, Transfer COMMUNITY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Sep 11, 2020 · Amount on Record |
| Deed Document Number | 2025-020178 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 620 MCCOOL RD, VALPARAISO, IN 46385-8241 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 620 MCCOOL RD, VALPARAISO, IN 46385-8241 |
| Document Number | 0000021189 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025-021189 |
| Name | DEMOTTE STATE BANK |
|---|---|
| Type | Bank |
| Address | DEMOTTE, IN 46310 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Oct 29, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Oct 28, 2025 |
| Property Address | 620 MCCOOL RD, VALPARAISO, IN 46385-8241 |
| Document Number | 0000020178 |
| Map Reference | FILE 15-A-7 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 2025-020178 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1628 S 5TH ST2, ST2 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 620 MCCOOL RD, VALPARAISO, IN 46385-8241 |
| Document Number | 0000020179 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025-020179 |
| Name | DEMOTTE STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Sep 11, 2020 |
| Property Address | 620 MCCOOL RD, VALPARAISO, IN 46385-8241 |
| Document Number | 0000023429 |
| Map Reference | FILE 15-A-7 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 2020-023429 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | COMMUNITY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 MCCOOL RD, VALPARAISO, IN 46385-8241 |
| Document Number | 0000023430 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 2020-023430 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Jun 6, 2018 |
| Property Address | 620 MCCOOL RD, VALPARAISO, IN 46385-8241 |
| Document Number | 0000012023 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 12023 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1241 COAN ST BURNS HARBOR IN 463049764, BURNS HARBOR, IN 46304-9764 |
Source: Porter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Portage Township |
| Unified School District | Portage Township Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,500 (+7.46%) Land $29,700 Building $184,800 | $214,500 (+7.46%) Land $29,700 Building $184,800 | |
| 2024 | $1,638.00 (+7.62%) Homeowner's exemption | $199,600 (+3.26%) Land $29,700 Building $169,900 | $199,600 (+3.26%) Land $29,700 Building $169,900 |
| 2023 | $1,522.00 (+1.4%) | $193,300 Land $28,000 Building $165,300 | $193,300 Land $28,000 Building $165,300 |
| 2022 | $1,501.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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