620 May St, Elgin, IL 60120 Property Records

Kane County property record for 620 May St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1919
Lot Size	0.162 acres (7,069 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,500 (Dec 2002)
Tax Bill	$5,004 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-277-011`

Property Details

APN / Parcel Number

Primary APN	`06-24-277-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,248 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Construction Type	Frame
Lot Area	7,069 sqft (0.162 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	620 MAY ST
City	ELGIN
State	IL
Zip	60120-7927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J & L VAN NOSTRANDS ADDN LOT 12 BLOCK 2
Legal Subdivision	J&L VAN NOSTRANDS ADDN
Legal Block	2
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5009
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 MAY ST, ELGIN, IL 60120-7927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2002 · Amount on Record
Deed Sale	Dec 2, 2002 · Amount on Record
Prior Sale	May 20, 1998 · Amount on Record
Deed Document Number	2002158258
Prior Transfer Date	Jun 22, 1998
Prior Transfer Doc	0000063046
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	620 MAY ST, ELGIN, IL 60120-7927
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MAY ST, ELGIN, IL 60120-7927

Mortgage

Document Number	0000013696
Date	Mar 10, 2022
Instrument	2022K013696

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	255 Months
Due	Jun 1, 2043

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,004.00 (+15.81%) Homeowner's exemption	$73,597 (+8.57%) Land $16,038 Building $57,559	$220,879 (+8.57%) Land $48,133 Building $172,746
2024		$67,788 (+21.39%) Land $14,772 Building $53,016	$203,445 (+21.44%) Land $44,334 Building $159,112
2022	$4,321.00 (+4.83%) Homeowner's exemption	$55,841 (+6.96%) Land $12,168 Building $43,673	$167,523 (+6.96%) Land $36,504 Building $131,019
2021	$4,122.00 Homeowner's exemption	$52,207 Land $11,376 Building $40,831	$156,621 Land $34,128 Building $122,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20