620 Main St, Middlefield, CT 06455 Property Records

Middlefield Town property record for 620 Main St, Middlefield, CT 06455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1998
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$473,500 (Jul 2024)
Tax Bill	$8,179 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MFLD M:14 L:77-1`

Property Details

APN / Parcel Number

Primary APN	`MFLD M:14 L:77-1`
Alternative APNs	`00114011` `114011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	4,743 sqft
1st Floor Area	1,980 sqft
Basement Area	1,980 sqft
Unfinished Basement	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	96,703 sqft (2.22 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	114011
Street Address	620 MAIN ST
City	MIDDLEFIELD
State	CT
Zip	06455-1271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Lot Number	77-1
Jurisdiction	MIDDLEFIELD CT
Township / Civil Division	MIDDLEFIELD
Census Block Group	4
Census Block	4019
Census Tract	580100

Owner

Source: Middlefield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 MAIN ST, MIDDLEFIELD, CT 06455-1271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage LIBERTY BANK
Jul 22, 2024	Executor's Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK
Jan 3, 2018	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2024 · Amount on Record
Deed Sale	Jul 22, 2024 · Amount on Record
Deed Document Number	2024400
Deed Book / Page	350 / 1072
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD CT
Property Address	620 MAIN ST, MIDDLEFIELD, CT 06455-1271
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00353-1042
Date	Oct 30, 2025
Book Page	353/1042
Instrument	2025000563

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MIDDLEFIELD CT
Recording Date	Jul 22, 2024
Property Address	620 MAIN ST, MIDDLEFIELD, CT 06455-1271
Document Number	00350-1072
Book / Page	350 / 1072
Instrument Date	Jul 19, 2024
Instrument	2024000400
Transaction Type	Transfer
Record Updated	Aug 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2024000401
Date	Jul 22, 2024
Instrument	2024000401

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MIDDLEFIELD CT
Recording Date	Jan 3, 2018
Property Address	620 MAIN ST, MIDDLEFIELD, CT 06455-1271
Document Number	331-514
Book / Page	000331 / 000514
Instrument Date	Dec 20, 2017
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MAIN ST MIDDLEFIELD CT 064551271, MIDDLEFIELD, CT 06455-1271

Tax Assessment & Valuation

Source: Middlefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlefield Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,179.00 (+7.25%)	$255,900 (-) Land $87,900 Building $168,000	$483,945 (+170.16%)
2025	$7,626.00	$255,900 (-) Land $87,900 Building $168,000	$179,130 Land $61,530 Building $117,600
2024	$7,626.00 (+5.52%)
2023	$7,227.00 (+2.47%)	$255,900 (-) Land $87,900 Building $168,000
2022	$7,053.00	$255,900 Land $87,900 Building $168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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