620 Main St, Ferdinand, IN 47532 Property Records

Dubois County property record for 620 Main St, Ferdinand, IN 47532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,317 sqft · built 1936
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Apr 2010)
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-15-28-303-131.000-008`

Property Details

APN / Parcel Number

Primary APN	`19-15-28-303-131.000-008`
Alternative APNs	`01374196142` `0140488000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,317 sqft Living Area
1st Floor Area	1,317 sqft
Attic	Attic
Attic Area	1,317 sqft
Basement Area	1,317 sqft
Finished Basement	1,317 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1960
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	49 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	01374196142
Street Address	620 MAIN ST
City	FERDINAND
State	IN
Zip	47532-9395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	014-04880-00 FERD PT LOT 186 & PT LOT 199
Legal Lot Number	186,199
Jurisdiction	DUBOIS IN
Township / Civil Division	FERDINAND
Census Block Group	2
Census Block	2089
Census Tract	953702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ferdinand Historic District listed 2024 · 241 contributing resources · NRIS 100011043

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubois County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 MAIN ST, FERDINAND, IN 47532-9395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2010 · Amount on Record
Deed Sale	Apr 7, 2010 · Amount on Record
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBOIS IN
Recording Date	Jan 6, 2023
Property Address	620 MAIN ST, FERDINAND, IN 47532-9395
Document Number	2023000098
Instrument Date	Dec 28, 2022
Instrument	2023000098
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MAIN ST, FERDINAND, IN 47532-9395

Mortgage

Document Number	2023000099
Date	Jan 6, 2023
Instrument	2023000099

Lender

Name	SPRINGS VALLEY BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	7%
Max Rate At Change	9.25%
Index	5-Year TN
Max Rate	13.2%

Tax Assessment & Valuation

Source: Dubois County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Dubois County
County Subdivision	Ferdinand Township
Municipality	Ferdinand Town
Unified School District	Southeast Dubois County School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,062.00 (-3.37%) Homeowner's exemption	$141,900 (+4.96%) Land $21,500 Building $120,400	$141,900 (+4.96%) Land $21,500 Building $120,400
2024	$1,099.00 (+5.57%)
2023	$1,041.00 (-4.58%)	$135,200 (+25.53%) Land $21,500 Building $113,700	$135,200 (+25.53%) Land $21,500 Building $113,700
2022	$1,091.00	$107,700 Land $21,500 Building $86,200	$107,700 Land $21,500 Building $86,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERDINAND WATER DEPARTMENT serves 2,918 people · EPA ID IN5219004
Water Source	Purchased surface water from PATOKA LAKE REGIONAL WATER
Last State Inspection	Apr 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
Orange County REMC Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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