620 Main St, Dakota, MN 55925 Property Records

Winona County property record for 620 Main St, Dakota, MN 55925

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 886 sqft · built 1900
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Mar 2022)
Tax Bill	$1,790 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2019 Line of Credit
APN	`22.005.0130`

Property Details

APN / Parcel Number

Primary APN	`22.005.0130`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	886 sqft Living Area
1st Floor Area	308 sqft
Basement Area	168 sqft
Unfinished Basement	168 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	280 sqft

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 MAIN ST
City	DAKOTA
State	MN
Zip	55925-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-07 TWP-105 RANGE-004 BROWNS ADDITION LOT-012 BLOCK-001
Legal Range	004
Legal Township	105
Legal Section	07
Legal Subdivision	BROWNS ADDITION
Legal Block	1
Legal Lot Number	12
Jurisdiction	WINONA MN
Township / Civil Division	DAKOTA
Census Block Group	1
Census Block	1013
Census Tract	670801

Owner

620 Main St is owned and occupied by an individual who bought it in March 2022.

Source: Winona County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	620 MAIN ST, DAKOTA, MN 55925-7177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Jul 10, 2019	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on File
Deed Sale	Mar 8, 2022 · Amount on File
Prior Sale	Mar 11, 2015 · Amount on File
Deed Document Number	2022641278
Prior Transfer Date	May 4, 2015
Prior Transfer Doc	A587636
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Mar 8, 2022
Property Address	620 MAIN ST, DAKOTA, MN 55925-7177
Document Number	000A641278
Instrument Date	Mar 1, 2022
Instrument	A641278
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MAIN ST, DAKOTA, MN 55925-7177

Mortgage

Document Number	000Q641279
Date	Mar 8, 2022
Instrument	Q641279

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	620 MAIN ST, DAKOTA, MN 55925-7177
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	617897
Date	Jul 10, 2019
Instrument	617897

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	LA CRESCENT, MN 55947

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 3, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 620 Main St was $1,790.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Dakota City
County	Winona County
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,790.00	$176,500 (+6.01%) Land $33,100 Building $143,400	$176,500 (+6.01%) Land $33,100 Building $143,400
2025		$166,500 Land $33,100 Building $133,400	$166,500 Land $33,100 Building $133,400
2023	$1,120.00 Homeowner's exemption	$152,300 Land $33,100 Building $119,200	$152,300 Land $33,100 Building $119,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 620 Main St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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