620 Lower Smith Gap Rd, Kunkletown, PA 18058 Property Records

Carbon County property record for 620 Lower Smith Gap Rd, Kunkletown, PA 18058

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,948 sqft · built 1900
Lot Size	3.43 acres (149,411 sqft)
Owner	Company Name on File
Last Sale	$148,000 (May 2012)
Tax Bill	$4,228 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7-32-A9`

Property Details

APN / Parcel Number

Primary APN	`7-32-A9`
Alternative APN	`10256`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,948 sqft Living Area
1st Floor Area	974 sqft
Attic	Attic
Attic Area	974 sqft
Basement Area	958 sqft
Unfinished Basement	958 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	149,411 sqft (3.43 acres)
Garage Type	Detached
Garage Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	620 LOWER SMITH GAP RD
City	KUNKLETOWN
State	PA
Zip	18058-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	CARBON PA
Township / Civil Division	LOWER TOWAMENSING
Census Block Group	2
Census Block	2001
Census Tract	20801

Owner

620 Lower Smith Gap Rd is owned by a company that acquired it in August 2022.

Source: Carbon County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	100 SAINT PAUL ST, 800, DENVER, CO 80206-5144
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Oct 9, 2019	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK NA
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NTHRN BK&TR CO
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NTHRN BK&TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2012 · Amount on File
Deed Sale	May 24, 2012 · Amount on File
Deed Document Number	20123975
Deed Book / Page	1976 / 344
Last Transfer Date	Aug 3, 2022
Transfer Doc	0000007493
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARBON PA
Property Address	620 LOWER SMITH GAP RD, KUNKLETOWN, PA 18058-3140
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007494
Date	Aug 4, 2022
Book Page	2730/692
Instrument	202207494

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARBON PA
Property Address	620 LOWER SMITH GAP RD, KUNKLETOWN, PA 18058-3140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006622
Date	Oct 9, 2019
Book Page	2455/221
Instrument	201906622

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	WILKES BARRE, PA 18701

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARBON PA
Property Address	620 LOWER SMITH GAP RD, KUNKLETOWN, PA 18058-3140
Document Number	0000003138
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1660 BLUE MOUNTAIN DR PALMERTON PA 18071, PALMERTON, PA 18071

Mortgage

Document Number	0000003138
Date	Jun 4, 2020
Book Page	002497/000509
Instrument	3138

Lender

Name	FIRST NTHRN BK&TR CO
Type	Bank
Address	PO BOX 217, PALMERTON, PA 18071-0217

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARBON PA
Property Address	620 LOWER SMITH GAP RD, KUNKLETOWN, PA 18058-3140
Document Number	0000003142
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1660 BLUE MOUNTAIN DR PALMERTON PA 18071, PALMERTON, PA 18071

Mortgage

Document Number	0000003142
Date	Jun 4, 2020
Book Page	002497/000689
Instrument	3142

Lender

Name	FIRST NTHRN BK&TR CO
Type	Bank
Address	PO BOX 217, PALMERTON, PA 18071-0217

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 620 Lower Smith Gap Rd was $4,228, up 3.5% from the year before.

Source: Carbon County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Carbon County
County Subdivision	Lower Towamensing Township
Unified School District	Palmerton Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,228.00 (+3.5%)	$47,500 (-) Land $10,150 Building $37,350
2025	$4,085.00 (+6.97%)	$47,500 (-) Land $10,150 Building $37,350
2024	$3,819.00 (+3.52%)	$47,500 (-) Land $10,150 Building $37,350
2023	$3,689.00	$47,500 Land $10,150 Building $37,350
2001			$95,000 Land $20,300 Building $74,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Lower Smith Gap Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2002 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Lower Smith Gap Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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