Cleveland County property record for 620 Liveoak St, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,664 sqft · built 1925 |
| Lot Size | 0.249 acres (10,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,000 (Sep 2015) |
| Tax Bill | $757 (2026) |
| Deeds & Mortgages | Aug 2018 Sale Jul 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18150 |
| Primary APN | 18150 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,664 sqft Finished Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 10,880 sqft (0.249 acres) |
| Lot Dimensions | 136 ft deep x 80 ft wide |
| Porch | Slab |
| Porch Area | 266 sqft |
| Deck Area | 136 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1237915 |
|---|---|
| Street Address | 620 LIVEOAK ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-5822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | #15 PB7-40 SHELBY COTTON MILLS |
| Legal Subdivision | SHELBY |
| Legal Block | 7 |
| Legal Lot Number | 6 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 951100 |
620 Liveoak St is owned by an individual who bought it in September 2015.
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1588, SHELBY, NC 28151-1588 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 17, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2015 · Amount on File |
| Deed Sale | Sep 10, 2015 · Amount on File |
| Prior Sale | Dec 17, 2014 · Amount on File |
| Deed Document Number | 20158032 |
| Deed Book / Page | 1704 / 1507 |
| Prior Transfer Date | May 23, 2014 |
| Prior Transfer Doc | 0016780979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 8, 2018 |
| Property Address | 620 LIVEOAK ST, SHELBY, NC 28150-5822 |
| Document Number | 0017731753 |
| Book / Page | 001773 / 001753 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 16730 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $38.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1588 SHELBY NC 281511588, SHELBY, NC 28151-1588 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 17, 2017 |
| Property Address | 620 LIVEOAK ST, SHELBY, NC 28150-5822 |
| Document Number | 0017462069 |
| Book / Page | 001746 / 002069 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 2729 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 TRAVERTINE XING LEXINGTON SC 290727033, LEXINGTON, SC 29072-7033 |
The 2026 property tax bill for 620 Liveoak St was $757, up 6.6% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $757.00 (+6.62%) | $71,397 (-) Land $11,640 Building $59,757 | $71,397 (-) Land $11,640 Building $59,757 |
| 2025 | $710.00 | $71,397 Land $11,640 Building $59,757 | $71,397 Land $11,640 Building $59,757 |
| 2023 | $25,300 Land $3,880 Building $21,420 | $25,300 Land $3,880 Building $21,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Liveoak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Liveoak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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