620 Linwood Dr, Troy, OH 45373 Property Records

Miami County property record for 620 Linwood Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1954
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,400 (Oct 2017)
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-037260`

Property Details

APN / Parcel Number

Primary APN	`D08-037260`
Alternative APNs	`011017.1-16-008-00` `D08NE030 00100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,584 sqft
Attic	Attic
Attic Area	380 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	126 ft deep x 54 ft wide
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	620 LINWOOD DR
City	TROY
State	OH
Zip	45373-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3696 54X126.53
Legal Subdivision	ARBAR ACRES PLAT
Legal Lot Number	3696
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3015
Census Tract	365101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 LINWOOD DR, TROY, OH 45373-2127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Oct 24, 2017	Deed, Transfer · FHA Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	Jan 3, 2007 · Amount on Record
Deed Document Number	2017OR-12983
Last Transfer Date	Mar 27, 2026
Transfer Doc	0000003832
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 2, 2026
Property Address	620 LINWOOD DR, TROY, OH 45373-2127
Document Number	0000003832
Instrument Date	Mar 27, 2026
Instrument	20263832
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 LINWOOD DR, TROY, OH 45373-2127

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	620 LINWOOD DR, TROY, OH 45373-2127
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002082
Date	Feb 8, 2022
Instrument	2022OR-02082

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 24, 2017
Property Address	620 LINWOOD DR, TROY, OH 45373-2127
Document Number	0000012983
Map Reference	PB 5 PG 49
Instrument Date	Sep 28, 2017
Instrument	2017OR-12983
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 LINWOOD DR, TROY, OH 45373-2127

Mortgage

Document Number	0000012984
Date	Oct 24, 2017
Instrument	2017OR-12984

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,615.00 (+11.07%) Homeowner's exemption	$48,760 (+26.39%) Land $9,450 Building $39,310	$139,300 (+26.41%) Land $27,000 Building $112,300
2024	$1,454.00 (+2.25%) Homeowner's exemption	$38,580 (-) Land $10,190 Building $28,390
2023	$1,422.00 (+17.42%) Homeowner's exemption	$38,580 (-) Land $10,190 Building $28,390	$110,200 (-) Land $29,100 Building $81,100
2022	$1,211.00 Homeowner's exemption	$38,580 Land $10,190 Building $28,390	$110,200 Land $29,100 Building $81,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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